5 Essential Tips for Buying New Home Furniture

home furnitureFurniture really does tie a room together, doesn’t it?

You may be moving into a new home very soon. Or, you may be feeling a little blah about the current furniture you have in your home.

Whatever the case, buying new home furniture can be fun and exciting. It gives you the chance to explore a fresh decorative theme in your home and transform the experience of each room.

When buying new home furniture, it’s important to keep several things in mind. Read on to discover our pro tips for your next purchase!

1. Think the Basics

Furniture really is essential for so many aspects of living.

Think of your bed for example. You spend a third of your life sleeping!

When buying home furniture, write down a list of essential pieces you know you cannot live without for an extended period of time. This may include a bed, kitchen table, dining room chairs, and an office desk.

Prioritize these in your search. Choose pieces you know will last you a long time, and ensure you feel comfortable having them for a long time.

2. Inspect Quality

Your furniture, whether found locally or at Any Assembly, should last you as long as you want it to last.

When purchasing, make sure you fully inspect the quality of each piece. This doesn’t mean a quick glance over. Identify where the furniture piece was made, what it was made of, and the finish.

Talk to the store owners or support team selling you the furniture to get the lowdown on any satisfaction guaranteed policies they may have, or any extra knowledge they possess about the furniture’s quality.

Don’t buy unless you are convinced the furniture is of the highest quality possible.

3. Buy from a Place You Trust

This goes hand in hand with the previous tip.

Make sure the place you are purchasing from is reliable and trustworthy. Inspect customer reviews of the store or furniture piece before buying.

Also, assess the level of customer service. If it doesn’t satisfy, move on to another dealer.

4. Look for Deals

Believe it or not, buying new furniture can be part of frugal living!

Ask if there are any discounts, coupons, or other deals available for the items you’re looking to purchase. There may be a discount if you spend a certain amount or buy furniture in a set.

Also, consider purchasing less-essential furniture pieces second-hand, or building them yourself.

5. Make Sure You Know Who’s Moving It

Moving furniture can be a pain.

If you’re investing in a lot of new sets, make sure you have a moving team to assist with the transition from store to home.

Sometimes certain stores will offer delivery services. If you order furniture online, you’ll be able to receive the package at your doorstep but need to assemble the piece yourself.

Make sure you’re clear on the moving terms before purchasing your new furniture.

Buying Home Furniture: The Takeaway

When it comes to furniture, expressing your style is everything. The good news is that you can do this while also saving money and being smart about your next furniture purchase.

It’s key to think long term. Choose high-quality pieces and make sure you purchase from a place you trust. Don’t forget to check out existing deals!

Happy furniture hunting, and once you make the purchase, don’t forget to come back and share your experience with us!

5 Teas Around the World for Your Health

fotolia 166917974 subscription monthly m It’s never a better time to be a tea drinker. Far from the days of drinking stale bags of twinnings from your grandmother’s shelf, tea fans today can enjoy the benefits of an industry that finds teas around the world.

Why is tea becoming so popular? Maybe it’s because we’re starting to realize the variety of health benefits you can associate with different types of tea. While we all know green tea is healthy, not a lot of us know how.

Take a look at the wonderful health benefits of this variety of teas!

Healthiest Teas Around The World

It can be hard to find the right teas. Some are tasty and healthy, others are not. These teas are some of the healthiest you’ll find in the world tea directory.

Genmaicha: Slim Down

While it may seem strange to mix a combination of green tea and rice, there are a variety of benefits you can find in a cup of genmaicha. One of the most prominent is that this tea has been known to help people reach their weight loss goals!

If you want to slim down, you should head to the tea aisle of your local supermarket. Or better yet, find a local artisan tea producer.

Ashwagandha Tea: Relax

You need to calm down! Stress is literally killing you, and if you fail to do something about it, you’ll die far too young.

One of the best ways to do it is with a relaxing cup of tea. Drinking Ashwagandha tea has been proven to help you relax. It’s tasty, easy to drink, and can go a long way towards improving your life.

Oolong: Boost Your Metabolism

A lot of us raise our fists to the sky and curse our metabolism. How can we burn calories if our food stays in the same place for days?

Oolong tea is a solution: it’s one of the best teas around the world for kicking your metabolism into gear! A scientific study even showed that it can boost both energy metabolism and fat oxidation!

Ginseng: Kick Up Your Immune System

Along with being a delicious tea, ginseng is extremely popular as a form of alternative medicine. One of the reasons why is the tea’s ability to boost your immune system!

Kick back and enjoy a delicious cup of ginseng if you want to kick yourself into high gear.

Peppermint Tea: Calm Your Stomach

Nobody likes calling in sick. If you wake up with a stomach ache but still need to get into work, you can heal using peppermint tea!

On top of that, it’s also delicious: who doesn’t like the cooling and Christmasy taste of peppermint! For you tummy and taste buds, you’ll need to enjoy a cup of this one!

More Health Tips

Drinking tea is one of the best things you can do for your health. But it’s also highly important to stay on top of all of the health and fitness tips out there.

Keep reading this health blog to follow all of the fitness tips you can: from one mom to another.

Yoga For Back Pain: Relaxing Poses For The Working Mom

yoga for back painBack pain is a common nuisance in the lives of many Americans. In fact, 80% of all Americans will experience some sort of back pain during their lifetime. Back pain can have significant effects on the life of a person, especially a mother.

Forget the actual pregnancy, mothers are continually picking up their children and picking up after their children. It’s no surprise that chronic back pain is prevalent in mothers.

The good news is there’s a free solution that you can use on a daily basis to give your back great relief from pain: yoga.

With gentle movement through certain yoga poses you can increase the stability and agility of your back. We’ve done the heavy lifting for you and have compiled a list of the best poses to try:

Downward Dog

This may be one of the most basic and beginner yoga poses, but it can be an excellent pose for helping you get rid of neck and back pain. Keep your feet hip-distance apart and hands shoulder-distance apart. Don’t let your back arch more than it needs to.

Keep your heels pressed to the ground and press your back through the inner and outer parts of your legs with equal pressure. Pull your spine and head forwards to your hands. Keep your shoulders and back pulled tight as you press through your fingers and arms.

This stretch can provide a whole-body realignment. Take many breaths as you perform this pose.

If you aren’t experiencing any relief from this pose, you might want to ask yourself “Where is the best chiropractor near me?”, and then head swiftly in for an appointment.

Child’s Pose

Child’s Pose is the ultimate pose for back relaxation. Keep your knees wide and bring your knees together for a fantastic neutral stretch.  Let your head fall to the floor and put a yoga block or towel under your forehead for comfort.

Breathe slowly as you reach forward. This pose brings energy to the entirety of your spine as you release parts of the lumbar and vertebrates. The tension in your back will dissolve as you breathe through the pose.

If you need some guidance, many yoga studios have coupons and discounts for their classes! Yoga for back pain is easy to do in groups or in a solo setting.

Wall Plank For the Best Yoga For Back Pain

Stand in front of a wall at arm’s length, reach forward and plant your palms on the wall. Keep your spine long as you walk your legs back and fold at the waist. When you get to an L-shape, reach through your tailbone and legs towards the floor while you move your back and head towards the wall.

Holding this pose for a few minutes with deep exhales can give your lower back great relief. When it comes to yoga for back pain, this is one of the easiest and most beneficial!

Relief

Back pain can be painful and annoying. But yoga will not only give you physical relief, it can also center your heart, mind, and soul. As a mother, you deserve some extra self-love and care on a regular basis.

For more tips on yoga for back pain, health, and fitness, contact us today!

The 5 Best Loans for Single Moms With Bad Credit

loans for single momsAs a single parent, you know how challenging it is to manage your family’s finances.

Despite your best efforts to save, you may find yourself in a situation when you need money right now. If you need cash and your credit is poor, your situation is even more complicated.

But don’t despair. Just because you have bad credit doesn’t mean you can’t qualify for financial help.

Read on to learn about five loans for single moms who have bad credit

1. Small Personal Loan

Depending on the amount of money you need to borrow, a small personal loan could be the perfect solution.

Most personal loans are for amounts between $1,000 and $10,000. Because the beginning principal is so low, your monthly payments will also be low. Logically, the more you borrow, the higher your payments will be.

Worried about your poor credit rating? Requesting the smallest sum necessary will improve your chances of approval.

2. Installment Loan

Another common type of loans for single moms is an installment loan. These loans also feature low monthly payments, which are ideal for single parents on a tight budget.

The longer your borrowing term, the lower your monthly payments. Keep in mind, though, that you’ll pay more interest over time this way.

In general, bad credit loans monthly payments are affordable for most single-parent families.

3. Payday Cash Advance Loans

If you have a steady paycheck and you need cash quickly, you could consider a payday cash advance loan.

Rather than long-term monthly payments, payday cash loans always come in small, manageable amounts. Most lenders limit the amount you can borrow to less than $1,000.

You secure the principal amount with your next paycheck, and you repay the loan in a single installment. This can be a great way to get cash in an emergency, but keep in mind these loans usually come with high interest rates.

4. Self-Sufficiency Grants

Are you living “paycheck to paycheck?” If you’re working as long and hard as possible but you still can’t make ends meet, you may qualify for a self-sufficiency grant.

Because these are grants and not loans, the recipient does not have to repay the money they receive. For low-income families living just above the poverty line, this could be a viable way to get needed help.

If you’re struggling to pay for essentials like utility bills, you might also consider federal or state assistance options.

5. Veterans Administration (VA) Loan

Would you like to stop renting and buy your own home? Did you or someone in your family serve in the military?

If so, you may be eligible for a VA loan. This loan is available to veterans and their families and features no down payments and no mortgage insurance.

Best of all, financing is 100% backed by the government.

Final Thoughts on Loans for Single Moms

There are few things in life as stressful as financial problems. For single parents with poor credit, the struggle is even greater.

Your situation isn’t hopeless. There are plenty of loans for single moms available to help you and your family.

Be sure to check out my latest frugal living tips for more advice on thrifty living.

Why Women’s Fitness Attire Has Become Everyday Wear

fitness attireWomen’s fitness attire isn’t just for the gym: it’s for the house, the car, the store, and even the cafe.

As a matter of fact, it’s become everyday fashion.

How did we get here when just a few years ago none of us would dream of slipping out to get a bite to eat in our workout clothes? Keep reading to see what we found out about this trend.

Athleisure and Millennials

The young generation is at the forefront of this style trend. It started because of a need for comfy and casual clothing that was cooler than pajamas.

Quickly, they realized that this look could come from their gym clothes. Things like yoga pants and leggings could be both daily wear and workout clothes for women.

Finding stylish clothes could still be a challenge. Keep in mind that, when this trend was brand new, most fitness clothing companies just weren’t ready to see their clothes on the street.

While this was the first time that gym clothes were for more than just the gym, companies quickly realized there was money in selling stylish gym clothes under their brands.

Fitness Attire Companies Catch On

As the athleisure trend grew, so did the need for workout clothing companies to sell products fit for more than just the gym. The rich and famous became some of the top salespeople for this concept.

As celebrities ranging from Jessica Alba to Chrissy Teigen began to be photographed in their gym clothes (and looking great in them,) a trend became a full-fledged fever pitch. Soon, even sneaker companies were hiring celebrities like Kim Kardashian to advertise their brands.

The hiring of celebrities to represent brands became one of the two types of aspirational marketing associated with athleisure. The other was the communication of “the green smoothie woman.”

The Green Smoothie Idea

There’s a specific type of person we imagine wearing their yoga pants and running shoes to the supermarket: she loves to make green smoothies with her kids and starts her morning with a quick run.

The person who wears fitness attire everywhere is who we want to be because it implies that this person has their life together. This is a person who knows how to do every exercise with proper form, who doesn’t need a gym membership because she knows it’s possible to work out on a budget.

It’s an example of aspirational marketing. And while a lot of us normally wouldn’t fall for it, the fact that we have workout clothes anyway makes this an actually thrifty way to be stylish.

More Ramblings

If you have workout clothes, you’re probably interested in getting your exercise in the right way.

Everybody needs to know the perfect way to take care of themselves. Whether it’s exercising properly, having a healthy diet, or just knowing when to engage in proper self-care: everybody can benefit from reading up on all of the useful tips out there.

If you’re interested in keeping up-to-date on all of the best health and fitness advice, check out this health blog.

Taking the Hassle Out of Home Loans for Single Mothers

mother daughterIf you’re a single mom, buying a home can be tough. If there aren’t two people contributing to the household economy, saving up enough money for a down-payment can seem like a Herculean task.

Fortunately, there are a lot of organizations out there willing to approve home loans for single mothers. Unfortunately, looking for these organizations and trying to take stock of your options can be a hassle.

This guide will help you find the help you need to get a home loan as a single mom.

Organizations That Help Provide Home Loans For Single Mothers

It’s important to note that not every bit of assistance you’ll get is a loan. Because a lot of loans are need-based, you should evaluate your specific situation to see exactly how much you can get out of a loan. Every penny helps, so finding ways to get extra money will also be important.

Here are a few organizations that can help in a variety of ways.

 The Nehemiah Foundation

The Nehemiah Foundation is an organization offering grants to help single parents make a down payment on a home. While this grant can be helpful, it’s also highly in demand. Therefore, it’s recommended that you apply right away and are realistic with yourself about your own financial situation.

For more information about the Nehemiah Foundation’s generous grants, check out their website.

Habitat For Humanity

While it isn’t a loan, Habitat for Humanity will provide a house for you to live in. The only catch is that you have to build it yourself.

Whether they’re building international or Florida homes, Habitat for Humanity considers applicants on a case-by-case basis. The other thing to consider is your own willingness to work on the construction of the home. It’s a huge time commitment between jobs and sources of income like blogging.

VA Loans

Women make up 15.3% of armed services personnel. If you’ve served, you should look into getting a VA loan. They can be some of the best home loans for single mothers.

For more information on VA home loans and whether or not you’re eligible, click here.

FHA Loans

FHA loans are there to help you reduce down payment and closing costs on buying a home. They’ve been around for over 80 years and can help you get the results you need on your down payment.

Using an FHA loan, you can reduce your down payment to as low as 3.5 percent of the total price of the home. In addition, you can even apply if you have bad credit. That means these loans are entirely worth taking a look at.

More Advice

While there are plenty of options regarding home loans for single mothers, you should still consider finding ways to increase your income potential.

Whether it’s starting a blog or trying out product testing for money, even a busy single mother can work some things into her schedule with just a few extra minutes a day. For more information, check out this income-boosting advice.

 

5 Unique Ways to Make Your E-Retail Business Stand Out

fotolia 168882516 subscription monthly m If you’re ready to start your own e-retail business, then get ready to have some fun. Internet sales last year reached a whopping $394.86 billion!

With sales figures in the billions, you’re bound to come across a healthy dose of competition as you set up your e-retail business.

Have no fear. There are plenty of ways you can make yourself stand out. Let’s have a look.

Understand Your E-Retail Business’ Unique Selling Point (USP)

This will be the cornerstone of your e-retail business. Ask yourself if the product you’re selling solves a problem for customers. Is there anything out there like it? What makes your product unique?

Can you sum up your USP in one graphic? That’s the goal when designing your e-retail business’ logo.

You must create the most eye-catching logo this side of the moon. This is easier than it seems.

Let’s consider one of the most notable logos in the world – the golden arch at McDonald’s. Incredibly, it’s simple and has no special effects.

Understand the Trends in Your Industry

If your business relates to the fashion industry, follow the current trends and produce something with a unique twist.

For example, you’ll find woven patches on a lot of outerwear this fall. What can you do to capitalize on this movement?

One smart company is out there selling embroidered clothing labels.This is a great example of someone who thought outside the box.

Create Exciting Content

While your website is your storefront, your blog is your shop clerk.

Create a blog that expresses your voice and inspires customers to not only purchase your products but improve their lives.

Stay active on social media. Send out fun, informative, and stylish Facebook, Instagram, and Twitter posts every.single.day.

Always Be Available

This is worth repeating. Always be available.

One of the first things you should check every morning – and all throughout the day – is customer inquiries that have come through the “Contact Us” form your site. If you’re able, set up a Live Chat feature as well.

When customers feel they have your attention as they spend their hard-earned money, you’re already standing out from the crowd.

Make Your Website Shine

Similar to your logo design, you actually want to follow the “less is more” practice on your website. Limit your content, keeping each page clean, simple, and easy to read.

Pay special attention to your images. A picture’s worth a thousand words for a reason. They tell as much of the story as our words – if not more.

Your images simply cannot be blurry, outdated, or irrelevant. They must work for you – helping to sell your products.

If you have any friends in the industry, see if you can work out a deal with them to take some professional photos for you.

Thrifty Momma is always seeking out new ways to earn a living right from the comfort of our homes. If you want to chat about innovative ways to create the e-retail business of your dreams, we’re only a click away.