Paint the House: How to Find Good House Painters (Fast!)

So you’re in dire need of a paint refresh. Sure, you could do it yourself. But if you’re considering hiring a painter, there must be a good reason for it. 

A paint job can go wrong quickly, so it is best to find somebody who understands what they’re doing. 

In this article, we will cover some simple approaches to finding a good house painter. Keep reading to learn how to find someone to paint the house properly.

Seek Out Referrals Prior to Anything Else

When it comes to finding a contractor or having someone do a single job for you, it’s always good to find someone reputable. And reputation does come across well in the realm of word of mouth. 

Try to get the referral from someone you trust or know. Ask your friends, family, and neighbors until they spill out the name of the painter they’ve been hiring.

This is definitely your best bet, as you can inspect the painter’s work and chat with them about the quality of the job and the approach to service.

Employ the Capabilities of the Internet to Vet Out A Painter

If you simply cannot find a good referral from somebody you know, the following contractor aggregates are your next best bet:

  1. Houzz – holds a vast database of over 1 million home professionals. It allows you to search for house painters based on your needs and location.
  2. Angie’s List – a source of verified reviews for a variety of categories in the home professional industry.
  3. Yelp – a well-known site dedicated to unbiased reviews. 
  4. Nextdoor – a social network for candid reviews from neighbors and other sources.

Find A Painter On Houzz

A website like Houzz can help you find an appropriate painter within your area who is capable of serving your specific needs.

When using the platform, you will be prompted to enter:

  1. The type of project (interior or exterior, furniture or walls, etc)
  2. Quantity of rooms to paint
  3. Whether the home is occupied and furnished
  4. The property type
  5. The surfaces in need of paint
  6. Your budget
  7. When you would like to start
  8. The current status of the project
  9. A description of the project from your perspective

After that, Houzz will provide you with the opportunity to share this information with five local painting contractors who can provide you with a quote.

Find A Painter On Yelp

Finding a painter on Yelp is just as easy, and can be filtered out by location. It’s important to use keywords to become more specific, such as “house painters exterior” or something along those lines. 

Yelp does not have specific project filtration like Houzz, but it does provide you with a good sense of company reviews or contractor past experience.

Keep this in mind when reviewing online reviews:

Some Negative Reviews Shouldn’t Sway You

It is perfectly normal for a company to have a couple of bad reviews. Having bad reviews is a sign of not faking reviews or spending too much time on reputation management. But if the negative reviews are prominent, and they seem to be legit – then it’s best to avoid this company.

Keep in mind some negative reviews can be faked by other competitors.

If A Company Has A Lot Of Reviews, Give Them More Attention

A company with a larger sample size will have a lesser margin for error. More reviews, especially positives ones, allow you to gauge their experience over a longer track period.

Look for Photos & Anecdotes

A dedicated reviewer who actually received a high-quality job will not just provide a single-sentence comment. They will go in-depth, providing pictures and personal anecdotes.

Look for reviews with pictures to get a good idea.

Find A Painter on Angie’s List

Angie’s list allows you to filter through directories of the best home professionals within your area. To do this, all you have to do is create an account and enter your personal information.

Much like Houzz, Angie’s list will ask you for your:

  1. Location
  2. Quantity of rooms
  3. Whether the home is occupied and furnished
  4. The surfaces in need of paint
  5. Status of project
  6. When you want it done
  7. Type of property
  8. Financing or not
  9. Brief description
  10. Exact address

Following a similar procedure as Houzz, the information (minus personal identification) will be sent to painters. Also, you can just look through the perfectly matched contractors for you.

Ask On Nextdoor

On the social media site Nextdoor, you can post a request for a painter referral, which will be shared with all of the members within your locale. Much like a Facebook thread or forum, neighbors will provide suggestions in the comment section below.

If you’re not on the website, you just have to make an account and you’re ready.

Seek And You Shall Find

If you are still unable to find a house painter in your area, try walking around your vicinity; see if any of the homes have someone working on the exterior. If you like the job, speak to the contractors and ask for their number. 

Then go online, research the company, and make sure it’s a perfect fit for you.

In any case, for additional tips on hiring a professional house painter, check out this article.

Paint the House Soon

Now that you know how to find a contractor to paint the house, you are well on your way to getting that job finally done. 

As you can see, there are plenty of opportunities to find someone who can do the job well – so all you need to do is spend some time and concentrated effort. 

If you’re interested in similar articles, check out some of our other blog posts.

How You Can Heal Damaged Skin After a Bout With Drug Addiction

Did you know that around 240 million people are dependent on alcohol and more than 15 million people use injection drugs? If you have recently been dealing with drug addiction and you have noticed that it has taken a toll on your skin and you don’t know what to do, you are in the right place. 

We are going to share a few tips below to help you heal damaged skin during drug addiction recovery. 

Drink Plenty of Water

Many times drug abuse and addiction lead to dry skin. Going through any type of drug addiction recovery or medical detox will also lead to dealing with skin dryness. The reason is that the body is depleted from natural moisture. 

Drinking plenty of water will help restore the skin to its normal moisture levels. If you are not a huge water drinker you can squeeze some fresh lemon slices in your water to help with the taste, or you can drink fresh papaya or strawberry juice. Natural fruit juices that are high in Vitamin C will help restore your skin moisture.

Staying hydrated will plump up any wrinkles and give you a smoother appearance. 

Hygiene

When you are working on restoring your skin after drug addiction you want to maintain proper hygiene to make sure you do not have dirt or sweat buildup. Many times when someone is abusing drugs they neglect their bodies which in turn impacts the skin negatively. 

Taking a shower at least twice per day and applying fresh oils or moisturizers will help keep the skin clear. Do not forget to change clothing and wear clean clothes every day.

Rest Up

Getting enough rest will help rejuvenate the skin because it will enhance the circulation of collagen and increase the production of it as well. 

Drug addictions lead to sleep deprivation which leads to saggy and dry skin. It’s important to sleep for at least 6 to 8 hours every night in order to help repair your skin after dealing with sleep loss. 

Nutrition

Addicts put a lot of strain on their liver with consistent drug or alcohol abuse. This leads to reduced digestion and absorption of necessary nutrients in your body. This lack of absorption ends up leading to vitamin deficiency which affects the skin. 

Your diet will play an important role when you are recovering. Take notes of what you eat and make sure to increase your Vitamin A, B1, B3, and B6 intake. Add more milk, beans, fish, and leafy greens to your diet. 

Adding minerals like zinc and magnesium will also nourish your skin and help bring it back to life. Because you are going through recovery, adding more fiber and decreasing your sugar intake will help eliminate toxins as well as get rid of extra yeast in your body.

Herbs

Something else that will help alleviate your skin issues are different herbs. You can use calendula to help soothe any redness and irritation in the skin. Calendula has anti-inflammatory properties that help the skin. It also has natural antimicrobial properties that help clear up breakouts. 

Another helpful herb is milk thistle to help support the liver which is responsible for filtering toxins out of the body. If you are dealing with unsightly skin conditions then, milk thistle will increase liver health, in turn, ceasing the flow of toxins in the skin’s surface.

Lavender is another herb that naturally calms the body. Every organ in the body is put through stress when going through addictions and this includes the skin. Lavender essential oils can help alleviate the tension. You can either add it to a diffuser and use it as aromatherapy or apply it to the skin but make sure to dilute it with coconut oil or something similar to avoid a skin rash or reaction.

Dandelion is a great herb to detoxify the body and to use as a blood tonic. It purifies the blood of toxins and allows blood filled with nutrients to flow to the skin’s surface. This gives the skin the opportunity to heal. 

If you are dealing with any acne or breakouts you can use witch hazel to soothe your skin. Aloe vera gel will help your skin if it is flaky and dry. 

Antibacterial Products

Sometimes drug addicts deal with blisters, sores, and skin infections. If these are not treated they tend to get worst instead of going away on their own. The best way to help manage this is through hygiene and anti-itch medications. 

Use soothing skin ointments and antihistamines to help reduce the sensation to scratch and pick at any scabs. If you have any rashes that are infected use warm water and antibacterial soaps to clean them and then apply ointments with antibacterial properties to help the infection go away.

If you notice that your infections are not getting any better after consistent clearing and treating, then make sure to see a doctor. A doctor might prescribe antibiotics to help your body fight the infection. The last thing you want to deal with is an infection in the bloodstream.

Ready to Heal Your Damaged Skin?

Now that you know more about how to help your damaged skin after recovering from drug addiction you can start taking action to help your skin. The skin is the largest organ in your body that you can actually see and touch, therefore you want to show it some love. 

Did you learn something new and helpful today? Please come back soon to never miss our latest. 

7 Signs You Shouldn’t Drink Your Tap Water

Until the disaster in Flint, Michigan, most people living in the United States were operating under the false presumption that all tap water in the United States is safe to drink. Data proves otherwise.

A study found that there were more than 80,000 violations of the Safe Drinking Water Act reported in 2015. More than 77 million Americans were served with this contaminated drinking water.

It’s essential to be diligent about your water quality and purchase alternative water solutions if you need them. 

If you keep asking yourself, “Should I drink tap water?” and don’t know where to start, this is the article for you. Read on to learn about some of the most common warning signs of contaminated water.

1. Rotten Egg Smell: Hydrogen Sulfide

Does your water smell like rotten eggs? If so, there could be a presence of hydrogen sulfide in your tap water. 

Hydrogen Sulfide is a gas that can occur naturally in groundwater. While in most instances, your water is still safe to drink, there is a chance that the smell of rotten eggs can mean you have dangerous water contamination. 

Drinking water that contains hydrogen sulfide can cause health problems like dehydration and diarrhea. 

When it comes to your drinking water, it’s always better to be safe than sorry. What can you do if your tap water isn’t fit for consumption?

  • Purchase bottled water for a temporary fix. Bottled water is better than tap water. But, it is more acidic than is preferred for your body, and plastic bottles can release carcinogenic materials. 
  • Drink filtered water. While this is a decent solution because it removes harmful elements from the water, it’s still not the best solution. Filters don’t add anything beneficial to your water, and they don’t make the water alkaline, which is the best for your health.
  • Purchase a product that can create ionized alkaline water with negative pral. Although these products can appear expensive, studies have shown that they’re the most cost-effective solution in the long run. You also get the added health benefits of consuming water that’s rich in minerals, and safe for consumption. 

2.  Should I Drink Tap Water That is Cloudy?

Tap water can appear cloudy for a couple of different reasons, some are safe, and some are not.

Sometimes you go to get a glass of water, and it appears cloudy, but then it quickly clears up. In this instance, the cloudiness in the water is most likely being caused by air bubbles in the water. After the air rises to the top of the water, it clears up. 

Cloudy water that’s caused by air bubbles is totally harmless and perfectly fine to drink.

However, sometimes the appearance of cloudiness in your water means there are pathogens or chemicals in the water. Tap water that is safe to drink shouldn’t appear cloudy or foamy, except in the instance that the cloudiness clears up quickly. 

If your water looks cloudy when you run it, and doesn’t clear up quickly, you should not drink it. 

3. Yellow Water Color

If you turn on your water and it comes out yellow, that could mean numerous different things. Unfortunately, most of them aren’t good. Yellow coloring in your water could mean it contains chromium-6, which is a dangerous chemical that causes cancer. 

A yellow coloring in tap water could also be a sign of a buildup of lead, copper, manganese, or iron.

4. Chlorine: Does Your Tap Water Smell Like a Swimming Pool?

If you go to take a sip of your tap water and it smells like a swimming pool, that could mean it contains chlorine. Believe it or not, it’s a common practice for public water treatment facilities to add chlorine to public water to kill bacteria.

Even though adding a small amount of chlorine is common, consuming high levels of chlorine could lead to health issues.

5. Hard Water

One of the warning signs to look out for in your tap water is if you have hard water. Some of the warning signs to look for include the following:

  • Your hands feel slimy, even after washing them with soap and water.
  • Large amounts of soap scum keep showing up on your sinks and tubs.
  • Mineral residue is left behind on dishes.
  • Soap doesn’t seem to lather.

If you have hard water, it doesn’t mean that your water is contaminated, sometimes it just means that there is too much calcium or magnesium, which isn’t harmful to your health.

However, hard water could also be an indicator that you have lead, aluminum, or manganese in your water. 

6. Fishy Smell

If your tap water smells fishy, that could indicate that there is an excess of barium in the water. When barium exists in your drinking water beyond the levels recommended by the EPA, it can cause a variety of health problems, including high blood pressure, and kidney, heart, and liver damage. 

Another chemical that causes water to take on a fishy smell is cadmium. Cadmium can often find its way into water pipes through industrial waste and is the chemical found in lead and copper ore. When you are exposed to high levels of cadmium in your drinking water it can cause liver and bone damage. 

7. Metallic Taste

When you drink your water and get a funky metallic taste in your mouth, that’s a sign of copper or iron in your water. Rusty pipes are the culprit behind this metallic taste. When pipes rust, they can release metals like lead, copper, and iron into the water supply.

It was this metallic taste that gave the residents of Flint, Michigan a warning that there was lead present in their water.

That being said, a metallic taste can also just mean your water has a low pH, so it doesn’t always signify contamination. 

Protect Yourself and Your Loved Ones From Contaminated Water

After reading this post, hopefully you will no longer be asking yourself, “Should I drink tap water?” Stay aware and regularly look for the warning signs of possible water contamination. When in doubt, it’s better safe than sorry. 

If you’re looking for more information about keeping you and your family healthy, we’ve got you covered. Check out our blog regularly for more posts about living a healthy and safe life. 

Does Mold Cause Headaches? 5 Sure Signs of Mold in Your Home

One of the last things you want to discover in your home is mold. Unlike other common home issues, mold is more difficult to fully get rid of and can go unnoticed for quite some time if you don’t know what to look for. 

If you don’t catch mold early on, then it’ll continue to grow over the years. Living in a home with mold is especially dangerous for young children, older adults, and those with any kind of immunity disorder. One of the most common questions asked is does mold cause headaches and are headaches a sign of mold in the house?

We’re here to answer these questions for you by listing a few sure signs that there’s mold in the house and the possible cause of your headaches. Continue reading below for everything you need to know about keeping your home, yourself, and your family safe from mold1

1. Musty Smells

You might not notice a smell when you’re spending time inside your home, but try to notice what your home smells like when you return after an outing. When you first walk into your home do you notice a musty odor? Do you notice a musty smell when you walk into a specific room?

Different types of mold give off different odors, so it might be hard to pinpoint it exactly, but what’s certain is that they don’t smell good. If you’re noticing an unusual smell in your home that isn’t going away (trash is taken out/dishes are cleaned), then you need to start investigating where the smell is coming from.

2. Visible Signs

The surest way to determine that there’s mold in your home is to see it with your own two eyes. Mold can grow in hidden places, and oftentimes does, but it’s not invisible. It can go undetected for years if it’s growing behind walls or large objects like the washer machine, but if you start digging around, you’ll eventually see it.

If you have a serious mold issue, then the mold might even make its way out from the hidden area and onto a wall or surface that’s right in front of your eyes. Keep in mind that not all mold is black, either. Mold comes in a variety of colors, so be on the lookout for anything strange that’s growing. 

3. History of Floods

If you have a history of floods in your house, then you should be concerned about possible mold growth. Mold thrives in moist and dark environments. If there’s an area in your home that has a history of floods or leaks, then you should check this area regularly for mold growth. 

You should also take the time to correct any leaks or flood issues that you have in your home to prevent more water damage from occurring. Even the smallest leak such as a leaky faucet can cause mold to grow.

4. Respiratory Issues

In many cases, mold growth will go undetected in homes because most people don’t have major reactions to it. Others, however, might have allergic reactions to the mold but don’t correlate their symptoms with the possibility of mold in the home. 

Not everyone has the same reaction to mold either. Some people will feel as though they’re battling a cold for an extended period of time and don’t understand why they’re not feeling better. 

Others suffer from respiratory issues which may include sneezing, coughing, watery eyes, skin irritation, and headaches. These symptoms all occur because you’re having an allergic reaction to the mold growth. Some even begin to have regular nose bleeds because of it.

More severe reactions include shortness of breath. If you believe you’re suffering from any of these symptoms, then you should contact your doctor and have your home checked for mold.

5. Positive Mold Test

A positive mold test is another sure sign that you do, indeed, have mold growing in your home. Whenever you’re not certain if there is mold in your home or not, you can never go wrong with having a mold test done. 

A professional service will come in and test your home for you. If mold is detected, then they will continue by professionally removing the mold from your home. Although there are several ways to remove mold yourself, having a professional come in and do it is the best route to take. 

When you hire professionals, you give yourself peace of mind, because you know that all of the mold is removed properly and if there’s an issue, you can contact them to come back. Not only will the professionals detect the mold, but they can tell you what type of mold it is, and discover the cause of the growth for you before removing it.

Be sure to read more about mold testing before you have the professionals come in. You want to hire a reputable company that has your best interest in mind.

Does Mold Cause Headaches and Other Health Issues? 

To answer the question does mold cause headaches or other health problems, yes it does. It might not cause issues for everyone, but mold can cause headaches and other health issues as well if you have an allergic reaction to it.

Remember, those with respiratory issues, immune deficiencies, and those either young in age or old in age are more susceptible to having a reaction. Contact your doctor immediately if you have any symptoms and call the professionals to remove the mold for you.

For more topics as helpful as this one, keep checking back with us on a regular basis.

What Are the Cheapest Ways to Buy Groceries?

When times are tough, it can seem like every trip to the grocery store is an exercise in balancing your credit utilization and keeping your bank account above the required minimums. If you’ve got a large family, then this issue becomes only more significant.

In this article, we’ll help you do away with the qualms that typically come with picking up the bill after a grocery shopping trip. We’ll give you some tips on the cheapest way to buy groceries so that you can save money more efficiently.

Check Sales Before Every Trip

Grocery store sales aren’t like many other promotions that are few and far between. Instead, pretty much every grocery store has some kind of sale always going on. This is due to the fact that the massive amounts of inventory that grocery sales need to stock are not always calculated. Thus, some items are bound to be leftover at the end of every month that need to be sold before their expiry date.

The day before every grocery trip, take ten minutes to sit down and look at the various sales that the grocery stores in your area have going on. Pick the store with the best sales that suit your list, then go to it. This tip alone could very easily save you hundreds of dollars over the course of the year.

Never Shop While Hungry

One of the best saving money tips when it comes to grocery shopping is to never shop while hungry. When your stomach is empty, it becomes that much harder to mentally resist purchasing food that you don’t need just because the thought of it makes you salivate.

By eating your fill before you head out, you will be better able to exercise self-control and stick only to the items on your shopping list. 

Stick to the Essentials

Another important tip to save more in the grocery store is to stick only to the essentials. If you’re in a tough financial spot, then you need to remember that you simply will have to make sacrifices in order to get by. Those sacrifices include not buying everything that you want at the supermarket, and instead only buying what you need.

So the next time you’re in the checkout line, skip that magazine that promises to teach you how to fix strawberry legs and put the expensive exotic fruit back in the produce section.

Try to Leverage Free Delivery Services

Last but not least, try to leverage free grocery delivery services wherever available. This reduces the amount of gas that you spend getting too and from the grocery store. While not a significant cost on each trip, it is one that will build up over time.

Know the Cheapest Way to Buy Groceries

Now that you know the cheapest way to buy groceries, you should be far better equipped to feed your household on even the most meager of budgets.

For more financial advice, check out the rest of the articles on the website!

Helpful Pandemic Instructions for Staying Safe and Healthy

The pandemic is a daunting experience with a tremendous economic impact on the entire world. It is said that over 36 million Americans have applied for unemployment in the past seven weeks.

However, the issue of the virus extends beyond economic problems and into the realm of personal security and familiar safety. 

Therefore, it’s critically important to keep yourself informed on how to stay healthy and safe. All of which will be covered within this article.

Keep reading this article to uncover pandemic instructions for staying healthy.

Inform Yourself 

You must understand and educate yourself on COVID-19 and the latest trends. For example, more than 3.3 million people filed initial jobless claims in the United States. Do you have everything you need to stay financially afloat during these times?

It’s your job to involve yourself in understanding how the virus spreads and why it matters. 

Here’s a couple of points to consider:

  1. There is no vaccine to prevent coronavirus disease at this time (As of May 14th, 2020)
  2. The best way to prevent getting sick is by avoiding being exposed to the virus

How Is the Virus Thought to Spread?

The virus is thought to spread in forms of close contact between people, ranging around 6 feet. 

It may spread through droplets produced by an infected person’s mouth while talking, sneezing, or coughing. The droplets can land in the nose and mouth of somebody who is not infected. It might also spread via people who are considered to be asymptomatic.

Now that you know what to look out for, let’s take a look at how you can prevent the spread of the virus.

Wash Hands Often

Everybody washes their hands, but how well they do it determines if it’s even worth it. Wash your hands with soap and water for 20 seconds after being in public or touching your nose, sneezing, or coughing.

If you can’t access soap and water, use a hand sanitizer with 60% alcohol content or higher. Cover all surfaces of your hands to ensure even application.

Try not to touch your mouth, nose, and eyes with unwashed hands.

Avoid Contact

The next step to reduce transmission is to avoid those who are sick, even inside your home. Maintain at least 6 feet between those who are sick. Make sure to regularly clean and sanitize your home if you think someone is sick.

Create distance between yourself and other people outside the home. Some people are asymptomatic and may not know it themselves. Stay at least two-arms length away from them.

Do not gather in groups and stay out of mass gatherings.

Keeping distance is important for those who are in the risk group, as they are at the front line of danger.

Cover Yourself

When around others, try to cover your mouth and nose. First, you can spread the virus, even if you don’t feel sick.

When going to a public place, wear a mask. (Cloth coverings should not be placed on youth under the age of two, anyone with difficulty breathing, or unconscious individuals since they may be unable to remove the mask without assistance.)

The use of a mask is also to protect other people in the event you’re infected. Do not use a face mask that is intended for health workers. A face cloth is not a substitute for keeping distance between yourself and others.

Cover Your Sneezes & Coughs

If you’re in private and have no face mask, cover your mouth and nose with a tissue or sneeze in your elbow.

Throw tissues in the trash after you use them. Wash your hands or use sanitizer as outlined earlier. 

Disinfect & Clean

Attempt to disinfect and clean all high-traffic surfaces within the home regularly. These include tables, handles, countertops, desks, phones, toilets, sinks, keyboards, etc.

If a surface is dirty, clean it with soap or detergent. This should be done prior to disinfection. 

After cleaning, use an EPA-registered household disinfectant to get the job done.

Staying Healthy

So considering the majority of the points above covered staying safe, let’s cover staying healthy. Start with the following tips for mental and physical health.

Remain Positive

In these troubled times, it’s important to learn how to manage stress. Call friends, relax in the tub, play with children, walk your pets. Skip the mind-numbing activities, like drugs, alcohol, and smoking. 

Have a routine in place that you can rely on. Go to bed at the usual time and wake up at a set time.

Eat meals regularly. Exercise away from the gym by doing some yoga or playing in the backyard. 

Alleviate boredom and stay busy at all times. Don’t chill around the fridge and watch TV all day. Get new hobbies ⁠— read, make videos, write, cook, help kids with school, stay in touch with colleagues, friends, and family.

Nutrition Matters

Many people will want to eat unhealthily now that most are using delivery and takeout. Keep in mind that a healthy diet is important to a healthy body.

Get whole grains, vegetables, fruits in larger amounts, and meat in lesser amounts. Before you go shopping or order online, make a list so you don’t spend needlessly. Include some of the following staples:

  • Vegetables
  • Fruits
  • Beans/Legumes
  • Milk
  • Cheese
  • Eggs
  • Juice
  • Soups & Broths
  • Sauces
  • Grains
  • Bread
  • Seafood
  • Chicken
  • Beef
  • Flavorings/Spices

Skip the frozen dinners since they are stocked with sodium, fat, and unhealthy calories. Limit tempting foods like cookies, ice cream, sodas, chips.  

Need some tips on how to stay healthy? Try meatless meals or make hummus on your own. Frozen fruits and canned veggies are just as good as fresh. 

Think about others in your community ⁠— neighbors, friends, family, those who are elderly. Help them out since they are at risk.

Online grocery shopping is great since you can avoid contact and get everything on the same day.

Need to save money? Maybe you’re strapped on cash or facing unemployment like many others.

Now that insurance is high, you might as well try to lower those costs so that you can afford proper food. Get insurance quotes and explore your options.

Pandemic Instructions to Keep You Safe and Healthy

Now that you have a reasonable understanding of how to respond to the pandemic you can keep yourself and your family healthy and safe. 

No matter how you approach this situation, it’s still best to follow public guidelines and pandemic instructions so that you not only protect yourself but don’t place others at risk of infection. 

If you’re interested in other articles that are pertinent to these times, check out our other posts.

Good luck and stay safe!

The Secret of How to Get out of Debt on a Low Income

How can you save money and pay off debts when you’re just getting by each month? That’s a question that millions of Americans ask themselves.

Only 30% of Americans are financially secure or financially healthy. The rest of the population struggles with debt while making ends meet.

If you’re in the making ends meet and want to pay off your debts once and for all, you’ll want to keep reading.

Find out how to get out of debt on a low income.

1. Make a List of Your Debts

The first thing you need to do is get a list of all of the debts in front of you. You want to make a list of the balance owed, the type of debt, the minimum payment, and the interest rate.

That will give you the information you need to make smart choices about paying down your debt fast.

2. Use Momentum to Pay Down Your Debt

Have you seen in movies or TV shows where a snowball rolls downhill and it gets bigger and bigger? You can use a similar approach to pay off your debt.

Here’s how it works. Take a look at your list of debt and find the debt with the lowest remaining balance. Pay the minimum payments on your other debts and take all of the extra cash you have to pay down the debt with the lowest balance.

You’ll pay off that debt faster and you can move on to the next debt with the lowest balance. As you pay off each debt, you build up momentum and pay off your debts faster.

Your confidence will go up with each debt that’s scratched off of your list.

3. Stick to Your Debt Budget

If you have several credit card balances and pay one of them off, you might be tempted to take the money and put it towards a purchase that you really want.

For example, you previously paid $500 a month towards your debt. Now that you have one credit card paid off, your debt budget is now $400 a month.

Don’t spend that extra $100 a month on something else. Keep applying that extra money towards your remaining debt. That’s how the momentum really builds.

4. Consider Debt Consolidation

When you looked at your list of debts, did you discover that you have several high-interest credit card bills?

You can take out a debt consolidation loan, which will be enough to pay off the credit cards. You’ll have one monthly payment, and the loan is usually at a lower interest rate than the credit cards.

Even if you have bad credit, a debt consolidation loan is still possible. Some lenders offer a guaranteed debt consolidation loan.

How to Get out of Debt on a Low Income

It can seem like an impossible task when you’re in debt and you have a low income. Once you learn how to get out of debt on a low income, you’ll begin to see the opportunities.

It does take commitment and consistency, but it is possible. You have to take it one debt at a time.

Come back to this site again for more thrifty tips.