Category: Earn Extra Money

Should you cut corners when it comes to protecting your precious information?

We don’t think so, and nor should you!

Starting a home business already comes with its challenges.

From an array of possible cyber attacks, natural disasters, and human error, it’s definitely important to consider the best data backup system for your home business.

Are you prepared?

What Is Data Backup?

Data backup is a virtual necessity when running any sort of business with a technological backbone.

By storing files and folders away in a data backup, your information is protected from any outside source that could damage or destroy your hard work. The main purpose of the service is to give you the ability to restore any lost data.

Great data backup is protected and encrypted, keeping any hackers out of your business (literally).

Not only that, using a data backup provides you with more space on your hard drive, sending documents into a cloud network to lighten the load.

A Home Business Essential

As mentioned before, every business needs a data backup, and with storsimple prices honing in on the right service for you, it’s simple.

However, if you’re still unsure why you should own a data backup for your home business, here are three good reasons:

1. Your Hardware Isn’t Indestructible

Everything is capable of failure, and if Amazon is disposed to system wide shut downs (losing nearly 2 million dollars in 30 minutes!), so are you.

Anything and everything is possible.

From natural disasters to even spilling some water on the keyboard, without a proper data backup you’re risking irreparable damage to your reputation, security, and revenue lost. Why take the risk?

2. You’re Human

And accidents happen.

Face the facts, hard drives fail, emails have viruses, and your butter fingers might happen to delete some important information. Oops!

With a data backup, there’s always a second, third, and thirtieth chance.

These sorts of opportunities alone can’t be missed, and with storsimple prices, you’re given a variety of estimates for many different price ranges.

The systems have interfaces which frequently take snapshots of your system, reducing your chances of making a mistake with its ability to restore information at any moment.

3. You Need to Secure Your Data

This is not open to debate.

The most significant force against your home business is a cyber attack.

A recent study shows that 9 out 10 breaches are designed for smaller businesses, putting your home business facing the odds of being hacked.

A great data backup provides you with the peace of mind with innovative data encryption.

This is important for new and already existing home businesses on the market. With you’re information free to grab, you could lose tons of revenue.

What Do You Think?

A good data backup isn’t just obligatory to have, it’s your friend. It can save you hours of your precious time.

Protecting your business needs to come first if you want to continue participating in the eCommerce market, and it doesn’t have to be scary.

Do you have any experiences with data backup systems?

Be sure to leave a comment below to tell us about your story!

If you’re a stay at home mom, you already have a full-time job.

So if you are looking to earn a little extra money, you need a job that offers the ability to work at home and on your own schedule.

Luckily, the Internet makes it easy for busy moms to make a small additional income without investing a ton of time. Some of these jobs/gigs require special skills. However, others can be done by anyone with a computer, tablet, or phone.

If you’re ready to start making some extra cash, check out these five simple ways for moms to make money from home.

1. Freelance Work

If you’re a great writer, editor, or graphic designer, you can cash in on a massive online market.

Businesses of all types of sizes are increasingly turning to freelancers to get work done. They save money by avoiding paying for benefits or full-time salaries.

You get the chance to use your skills to make big bucks, and you can set your own schedule.

2. Online Surveys

Online surveys are a great way for anyone to make a little extra money.

All you have to do is join an online survey site and start taking surveys. Opinion Outpost is a great site for surveys. They pay in Amazon gift cards starting in the amount of $5.00.

The surveys take anywhere from a few minutes to an hour. You could start earning gift cards after taking as few as five surveys.

3. Blogging

Moms and dads from around the world love to read blogs like proudmummy.com. They enjoy learning about the trials and triumphs that other moms and dads experience. They benefit from the tips and tricks that other parents have to offer.

If you enjoy reading parenting blogs, why not start your own? If done correctly, this can also be a great way to earn some extra money.

If you want to start a blog, you should learn from those who already have successful blogs. Learn what your first posts should be like and how to add advertisements.

You need to know how to create a consistent, polished blog that other parents will want to read.

4. Etsy Sales

If you love to take photos, knit, or create other handmade items, then becoming a seller on Etsy might be the perfect way to make some extra money.

With so much competition on the site, selling on Etsy can be tough.

However, if you can create a unique product, offer it at a reasonable price, and spread the word about your items on social media, you’ll be making money in no time!

5. Product Testing

Many companies outsource product testing of all sorts of products. You can cash in on this. All you have to do is sign up with a product testing website, like Product Testing USA.

While becoming a product tester won’t always earn you cash, it can be a great way to get products that you need for free. This will help you to save you money on your next grocery store visit.

Make Money As A Stay at Home Mom

Making money as a stay at home mom on your own schedule doesn’t have to be tough.

Any of these five options can be a great way to make some extra money. Yes, even when you’re juggling taking care of a house and kids.

Try one out today to see for yourself.

Being a stay-at-home mom is a job on the rise; 56% of moms in the US want to stay home to enjoy time with their kids. But sometimes the cost of living makes that difficult–or does it?

Moms who want to stay home should be able to earn a living. This article contains jobs moms can do from home while toddlers nap or older kids go to school. Flexible hours make these jobs perfect for any mom among the 56%.

Keep reading to find out how moms can earn money from home.

Make Money as a Work-At-Home Mom

Earning money from home is freeing for moms because these opportunities allow parents to do what they enjoy most–spend time with their kids.

The following list includes both hourly gigs and jobs moms can complete in spare moments between feedings and diaper changes. Finding a balance between both types of gigs can help create a solid income.

Pay-Per-Task Jobs

These jobs don’t require workers to be present for several hours at a time. They’re great for moms who have young children running around. They can fit them in between mom-tasks with ease.

1. Take paid surveys. These can take anywhere from a few minutes to longer, but allow flexibility. Survey-takers don’t have to work scheduled hours. This is a great job for while kids are napping.
2. Get into product testing. Testing parenting products not only opens possibilities to find great new products for parents and kids but can also be a way to deduct products from your income during tax season. (This may depend on where you live; check with a tax professional.)
3. Get paid to search. There are programs that pay for search data. Just install and use search engines like usual. This money-maker is great anytime.

Pay-Per-Hour Jobs

Gigs that pay per hour can provide a steadier income. These are great for budgeting but can require more time on the job at once. For moms whose kids are in school, these gigs are a great way to never miss the bus or pickup.

1. Transcribe audio or become a virtual assistant. Both of these require basic computer skills, such as typing. Some transcription jobs can be done without special equipment.
2. Open an online store. Find a crafty item that’s fun to create and target it to a niche market. Kids can even help create crafts, which makes this a fun family-bonding source of income.
3. Start blogging. Blog about being a parent, about books, about cooking–whatever topic is of interest. Blogs can be great places to earn ad revenue, promote product reviews, and more.

Some of these gigs, like blogging, can take some time to get traction. Keep at it and supplement with gigs that pay off sooner to strike a nice balance.

What Do You Need to Get Started?

No matter which of these gigs is most interesting, professional profile pictures can help connect moms with their clients, customers, and readers. A profile picture can help create a brand for moms who want to work from home.

It might also be a good idea to consider a website or social media presence–both great places to use a profile picture and showcase your best work.

Where Will You Begin?

Which of these gigs is most exciting? Share thoughts on work-from-home opportunities for moms in the comments section below.

No one can dispute that health insurance is important, especially in a country with healthcare costs that are so high. 45.7% of companies provide health insurance for their employees.

But what do you do if you’re self-employed? 31% of self-employed people with no employees have no insurance. How can you avoid being part of this statistic without breaking the bank?

Read on to find out more about health insurance for self-employed people!

Understand What’s Available in Terms of Health Insurance for Self Employed

Healthy insurance may feel like a must, but there are many options to choose from in the kind of insurance you can get.

Federal or State

Under the Affordable Care Act, states must either run their own insurance marketplace or use the federal one.

On these marketplaces, you’ll find private companies selling government-vetted policies that offer a variety of coverage amounts.

Healthcare Sharing Ministry

If government-run exchanges aren’t your thing, you can still find reasonable health insurance for self employed people.

With healthcare sharing ministries, your monthly premium contributes to not only your healthcare but other members of your same group.

This is a great way to cut costs, though, as with everything, research is needed to ensure you’re getting the right coverage for you and your family’s needs.

Health Savings Account

A Health Savings Account, or HSA, is great if you’re looking for a lot of control over your health funds.

An HSA is a high-deductible health plan. Essentially, you put all the money you want into a special account, and then, as long as you spend it on medical expenses that meet the qualifications, you pay no tax or penalty on the money withdrawal.

And, the best part, the money is still yours! So if you need it for a non-medical emergency, you can take it out (keeping in mind possible taxes and penalties), and use it!

Price Comparison: Your Ticket to Savings

Competition is the true beauty of the marketplace. Compare health insurance prices to ensure you’re getting the best deal possible.

Look for Savings

Health insurance can be expensive, but it doesn’t have to be excessive. Look for ways like these to decrease your costs.

Choose the Degree of Coverage

Less coverage means more savings. The ACA offers a “metal” rating system so you can choose a coverage plan that’s right for you. Platinum covers 90% of your out-of-pocket costs, Gold 80%, Silver 70%, and Bronze 60%.

Check for Subsidies

Depending on your income (less than 400% the poverty level), you may qualify for significant savings if you buy through the state marketplace.

You may also get a tax break from your health insurance simply for being self-employed on line 29 of form 1040 if your self-employed income is less than enough to cover to premium.

To do this, report your profits on Schedule C, then deduct the premiums until your Schedule C is equal to zero. Then report the leftover premium costs as an itemized deduction on Schedule A.

This may or may not work, but it’s worth a try to save money on health insurance for self employed!

Looking for a way to bring in some extra cash to offset insurance costs? Check out easy ways to make money here.

Curious about more ways to save money or improve your self-employed mom life? Feel free to contact this blog!

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