Tag: Family Life

I didn’t have a chance to get a new tip yesterday since the weather so bad yesterday. Today’s tip is install a low flow shower aerator. I didn’t buy a special shower head but just an aerator that fits on your existing one. I got one from Lowes for about $5 and it pays for itself in a month or two. This will not only save you money by turning off the water with a side lever while lathering, but you will help conserve our natural resources.

I love doing the things that not only save money but help conserve. I feel twice as good. If you are worried about lower water pressure then don’t be concerned. I haven’t noticed any difference.

We just had some really bad thunderstorms pass and it just started raining again. My backyard looks like a lake. The front is even worse since there is a lake of water on the highway. Of course people don’t slow down and just zoom thru it.

In the above picture you can see how it looks like a waterfall where my drainage ditch is located. It’s been raining almost everyday since June. I feel like we are going to wash away soon. I got some pictures after it finally slacked off.

I sit here singing rain rain go away! Please don’t come back again for many days. We really need a break.

Nope not a horror story, unless you consider shaving your head one, but a story on hair. My son was begging me to shave his head so I did with a pair of clippers we have. I do have a couple of different size guards so I used a one. It was super easy to do and my hubby was impressed and asked for me to do his without a guard. He loves it and has told me it keeps him much cooler when working. He wanted to accept his fate since his hair is receding, but it really didn’t look bad.

A good pair of clippers from a box store is about $30-40. They both got their hair cut every 4 months so 4 cuts a year each. I’m still letting our son have a cut for Christmas time but most of the year it will be kept around a size 2 guard and a 1 for the summer. His cuts were $11 each so that saves me $33 a year. My husband’s cuts were $14 each, and he wants to keep his clipped all year so that saves $56 for a total of $89 per year! The clippers paid for themselves in 3 cuts. I have had these clippers for well over a year so hopefully they won’t need to be replaced for several years. I wasn’t good at actually cutting hair but this is something anyone can do.

I know I talked about the benefits of having life insurance, but I wanted to chat about what kind of insurance one should look into getting. This is my opinion but I would only get term life insurance. Many financial experts agree that whole life insurance is a waste of money. If you are looking into it for investment purposes then you are better off investing in either a Traditional IRA or Roth IRA. A term policy is extremely affordable and you can always convert it later if you want, but I am really happy with the term policies we have. I spend $35/mo for both of us and we have a rider for our son.

This weekend I was scouring a free paper we receive that is basically a whole paper full of classifieds ads. There are great deals listed at times so I like to browse since you never know what will be listed. I came across a deal for a Little Tikes bed. It was the twin size red race car bed. We bought my son a futon bed a few months ago but it’s just not working well. The character sheets he wants for his bed are so much more expensive for full size if you can even find them. We had a twin size a couple of years ago but my husband thought it was better to go with the full size bed we got for free from his parents. I have been kicking myself ever since for getting rid of the twin bed.

When I came across the ad I was intrigued. These beds sell well and usually for more than the asking price. I called and she was desperate to get rid of it as she needed the space in her garage. I sent my husband over with the truck and it was in pristine condition. She even gave us an almost brand new twin mattress with bunk bed box spring and a brand new set of yellow sheets. I paid $200 for the bed. It’s the red one with the bookcase headboard and a toy box at the foot of the bed. This particular style retails for $400 new. The best part is the Little Tikes bed looks almost new. There are a couple of light scuffs on the corners. An added bonus is that when it’s time to sell the bed, then we can recoup almost all of our money. We got such a great deal and still can’t believe she gave us a new mattress. We put the futon bed in our spare room to keep for company. I also got a killer deal on that one from the furniture store.

We only have full size bedding so we had to buy twin size bedding for our son. So we went to Wal-Mart yesterday and found a Speed Racer comforter for $18. I wanted the sheets but thought it was odd they weren’t marked down. Hubby scanned them and it rang up at $7! I was very excited to get the whole set for $25 and he will be able to use these for several years. I also splurged on another set of character sheets for him so we spent about $50 with tax for 2 sets of sheets and the comforter. We now have 3 sets and I still plan on using his other full size comforters for now.