Category: Family Life

Rain Rain Go Away!


We just had some really bad thunderstorms pass and it just started raining again. My backyard looks like a lake. The front is even worse since there is a lake of water on the highway. Of course people don’t slow down and just zoom thru it.

In the above picture you can see how it looks like a waterfall where my drainage ditch is located. It’s been raining almost everyday since June. I feel like we are going to wash away soon. I got some pictures after it finally slacked off.

I sit here singing rain rain go away! Please don’t come back again for many days. We really need a break.

TMR Frugal Living Tip #2

My second tip for today would be to wash your clothes in cold water. This will save you energy. I also turn my dark colored clothes inside out, especially, my dark blue and black clothes. If you have some items that are stained or dirty with oil or grease then try pre-soaking those items in a warm water and then wash on cold. My husband can get dirty from his job but this works for our family.

A Hair Raising Story

Nope not a horror story, unless you consider shaving your head one, but a story on hair. My son was begging me to shave his head so I did with a pair of clippers we have. I do have a couple of different size guards so I used a one. It was super easy to do and my hubby was impressed and asked for me to do his without a guard. He loves it and has told me it keeps him much cooler when working. He wanted to accept his fate since his hair is receding, but it really didn’t look bad.

A good pair of clippers from a box store is about $30-40. They both got their hair cut every 4 months so 4 cuts a year each. I’m still letting our son have a cut for Christmas time but most of the year it will be kept around a size 2 guard and a 1 for the summer. His cuts were $11 each so that saves me $33 a year. My husband’s cuts were $14 each, and he wants to keep his clipped all year so that saves $56 for a total of $89 per year! The clippers paid for themselves in 3 cuts. I have had these clippers for well over a year so hopefully they won’t need to be replaced for several years. I wasn’t good at actually cutting hair but this is something anyone can do.

More Insurance Talk

I know I talked about the benefits of having life insurance, but I wanted to chat about what kind of insurance one should look into getting. This is my opinion but I would only get term life insurance. Many financial experts agree that whole life insurance is a waste of money. If you are looking into it for investment purposes then you are better off investing in either a Traditional IRA or Roth IRA. A term policy is extremely affordable and you can always convert it later if you want, but I am really happy with the term policies we have. I spend $35/mo for both of us and we have a rider for our son.

A Little Piece of Nostalgia

My dad’s birthday is coming up next month, and he is making the big 65! I have been trying to think of something special to buy him. I keep thinking of a great pocket watch for him. There is something nostalgic about them, and he used to tell us stories about his grandfather’s watch. I think this will be a great memento that would be great for him to pass on to his grandchildren one day.

My Great Deal From the Paper

littletikesredracecarbedThis weekend I was scouring a free paper we receive that is basically a whole paper full of classifieds ads. There are great deals listed at times so I like to browse since you never know what will be listed. I came across a deal for a Little Tikes bed. It was the twin size red race car bed. We bought my son a futon bed a few months ago but it’s just not working well. The character sheets he wants for his bed are so much more expensive for full size if you can even find them. We had a twin size a couple of years ago but my husband thought it was better to go with the full size bed we got for free from his parents. I have been kicking myself ever since for getting rid of the twin bed.

When I came across the ad I was intrigued. These beds sell well and usually for more than the asking price. I called and she was desperate to get rid of it as she needed the space in her garage. I sent my husband over with the truck and it was in pristine condition. She even gave us an almost brand new twin mattress with bunk bed box spring and a brand new set of yellow sheets. I paid $200 for the bed. It’s the red one with the bookcase headboard and a toy box at the foot of the bed. This particular style retails for $400 new. The best part is the Little Tikes bed looks almost new. There are a couple of light scuffs on the corners. An added bonus is that when it’s time to sell the bed, then we can recoup almost all of our money. We got such a great deal and still can’t believe she gave us a new mattress. We put the futon bed in our spare room to keep for company. I also got a killer deal on that one from the furniture store.

We only have full size bedding so we had to buy twin size bedding for our son. So we went to Wal-Mart yesterday and found a Speed Racer comforter for $18. I wanted the sheets but thought it was odd they weren’t marked down. Hubby scanned them and it rang up at $7! I was very excited to get the whole set for $25 and he will be able to use these for several years. I also splurged on another set of character sheets for him so we spent about $50 with tax for 2 sets of sheets and the comforter. We now have 3 sets and I still plan on using his other full size comforters for now.

So Many Decisions When It Comes to a Remodel.

When you first start a remodeling project, it seems so easy, until you start the actual planning. A couple of years ago our old kitchen sink started leaking so it needed to be replaced. We started shopping for a sink, and we also were going to have to replace the fixtures. I always wanted a garbage disposal so there is another expense. The old sink was a really old porcelain one with huge dish drains. Of course the new sink is smaller so then we were going to have to redo the formica counters. We did need new ones but it starts adding up. There are so many brands of faucets today. We looked at many brands, including Kohler faucets which is what we choose. I’m very happy with how it all came out, but now we need to repaint the whole kitchen as well as the cabinets.