Category: Frugal Living Tips

How to Build Your Own Personal Monthly Budget

personal monthly budget

Building a personal monthly budget is a piece of cake. Get your slice of the action now.

An average of 40% of American families have a monthly budget. You can become one of them!

If you want financial security, creating a budget can change your life. It gives you the knowledge you need to handle your finances appropriately.

You, too, can enjoy the benefits of a budget.

The following information will help you create a budget of your own.

Identify How Much You Make For a Personal Monthly Budget

In order to make a personal monthly budget, you have to identify how much you make. To determine how much you can spend, you need to know how much money you have coming in.

Remember all the details. Subtract your taxes, Social Security, and any other things you need to pay. Be sure to also subtract fixed expenses like rent, bills, car insurance, and other payments.

It’s important to maintain financial awareness. You should always know what’s in your checking and savings accounts as well as any other accounts you have. This reduces your chances of overdrawing your account or making a major financial mistake.

Determine your net worth. To do this, you subtract the amount of money you owe from the amount of money you have. In the end, you should have a number amount you can work with.

Once you know how much money you’re making, you have to know more.

Identify Where Your Money Goes & Set Goals

Now, you need to find out where your money is going. What do you spend your money on?

There’s a lot of ways you can become accountable for your expenses. For instances, you can start tracking your spending by writing down your purchases in a diary or spreadsheet.

You might have a habit or hobby that’s taking up more finances than it should. You might be surprised once you take a closer look at your purchases.

You also need to set financial goals. Paying off debt or saving money are only two of the goals you might choose. These goals can be short-term or long-term.

It matters that you have a plan for your money instead of spending it.

Become a Responsible Spender

Once you’ve set financial goals, it’s time to start achieving them. Put your financial plan into action by becoming a responsible spender.

You can become a responsible spender with the right life skills. See more!

In order to become a responsible spender, you need to be able to tell the difference between needs and wants. For instance: You might think cigarettes are a need, but you’ll find that quitting can save you a lot of money you can spend elsewhere.

Once you have a personal monthly budget, only buy what you can afford. Can you actually afford movie night or can Netflix do the trick? Try doing date night on a budget instead of with frivolous spending.

You need to ask yourself these questions in order to reduce your spending.

Be conscious of every transaction you make. Make sure all of your spending is within the limits of your budget.

Your Budget is Counting On You

A personal monthly budget can bring you a sense of financial security. The more you save, the better off you’ll be.

Learn more tricks about how to budget, save, and lead a more fulfilling life. You won’t be sorry.

How to Coupon for Beginners: The Complete Guide

how to coupon for beginners

Orlando, Washington, Charlotte, New York, and Atlanta.

You probably know a lot about these cities, individually. But with that single sentence, you’re most likely wondering “Why the grouping?”

The simple answer: Couponing!

In a CNBC article, it showed that these five cities are the top when it comes to frugal living. And frugal it is, what with each person saving more than $200. New Yorkers who used coupons top the list in amount saved, at a whopping $476!

This shows just how they’re worth every second you download or cut them out.

And this how to coupon for beginners guide we’ve come up with will show you how it’s done. Time to get all those pennies and dollars saved!

1. How to Coupon for Beginners Starts with Knowing Where to Start

First things first: Know where you can get those coupons.

You don’t have to look hard and long, seeing as there are just so many sites you can obtain them from. After all, the value of distributed consumer packed goods coupons total to a $470 billion in the U.S. alone!

Just do a quick Google search using the keyword “coupons” and you’ll get 141 million results in less than a second. That’s how popular these money-savers are, and how easy you’ll find them to access.

Going traditional is a great way to start though. Start with your newspapers and magazines. These are some of the best sources of coupons. Especially the papers with the most extensive circulation or coverage.

From here, you can go around and ask your non-coupon-using family and friends for their copies of the papers and mags. So long as they’ll just put these up for recycling after reading, they’ll be more than happy for you to put them to better use.

And there’s the World Wide Web of course. Just check out these Enfamil coupons Walmart accepts. With that $5 discount for a price of less than $5, that makes it almost free. Who wouldn’t want to take advantage of that?

Here’s a how to coupon for beginners reminder though:

If the store you want to use the coupons for don’t have at least five products you’re looking for, save the coupons for next time. It’ll be just a bother, not to mention waste of time, effort, and gas if you can only get a couple of products in one go.

2. Start Organizing

All those cut outs can quickly turn into a disastrous mess. So, before you start cutting them into itsy bitsy pieces, get yourself an organizing kit. It can be envelopes, folders, or binders.

The important thing is, organize them depending on how you usually work things out. For instance, it’s a good idea to color code them based on their use.

Check out this more in-depth how to coupon for beginners tip on color-coding:

  • Use a green folder or binder for discount coupons on vegetables and other produce
  • Red for meat and poultry
  • White for household cleaning solutions, detergents, dishwashers, etc.
  • Yellow for tools and DIY supplies

These are just examples, but feel free to use them or base your own strategies on them. They’ll all boil down to helping you save time and energy once you’re at the store.

3. Compare Discount Rates

Just because you’ll already get discounts from them doesn’t mean they’ll all give you the same amount of savings. You still have to do a bit of research to figure out which coupons offer the biggest money-saving deal.

So, take the time to compare the deals each coupon offers. Also, make sure to check out the stores themselves carrying the products you want to get.

This way, you can find out if the store has its own promotion. And if it has a better deal, then you can save up the coupon for your next hugely-discounted shopping expedition.

4. Matchmaking Time

Here’s a must-remember how to coupon for beginners trick: Learn the art and science of coupon matchups!

Sometimes, there are items you can use multiple coupons on. By matching these up, you’re on your way to getting even more savings. A few examples of stores that allow this coupon matchmaking technique are Walmart, While Foods, Walgreens, Target, and Rite Aid among many others.

Since you’re most likely doing your shopping in one go, it’s best you plan for the matchups a few days before. It takes time to determine which coupons match with what, but the huge savings you’ll get is definitely worth the time.

5. Focus on Your Needs

Coupons are definitely some of the most ingenious money-saving inventions for consumers. However, incorrect use can lead to you spending more than your initial goal.

As a newcomer to the world of couponing, a problem you most likely will encounter is sorting through all the rubble of coupons you may not need. Especially those that will make you spend more despite your goal of actually pinching pennies.

So, a how to coupon for beginners you should never forget is to prioritize clipping for items you have the greatest need for. And it starts with figuring out what exactly you need right away.

Perhaps you need children’s milk, such as Enfamil, for your kids. Or maybe you’re low on household supplies, like detergents, bath soaps, dishwashing liquids, etc. Whichever the case is, it’s a good idea to check your pantry and supply storage to find out what you’re lacking or low on supply in.

And from there, focus your coupon search on just these items.

6. Make a List

Making a “To-Do List” is crucial to productivity. It lets you organize and prioritize your tasks. Following this list then results not just in timely completion of your tasks, but better output too.

The same applies to couponing. When you create a list of items you need based on your needs’ urgency, you’ll have an easier time finding coupons and getting those that give you the greatest savings.

In addition, you can use the same list when you do the shopping itself, as it lets you avoid the pitfalls of the aisles. Not having a list puts you at risk of forgetting your main goal, not to mention the possibility of impulse buying.

So, before you head out to your next extreme couponing adventure, don’t forget this list. It can make a huge difference in your expedition’s success, as well as your wallet’s thickness.

Want More Money-Saving Tips?

Looking for more advice on thrifty living and saving money? We’ve got you covered!

Go and explore our blog site for more great life hacks to save money while still living comfortably.

8 Easy Tips for How to Be Fashionable on a Budget

how to be fashionable on a budget

Have you been wondering how you can cut costs and still look fabulous?

Being fashionable without breaking the bank can be a challenge. The key to being fashionable on a budget is knowing what to spend money on and what to avoid purchasing.

Here are some tips that will show you how to be fashionable on a budget.

1. Take It Easy With the Trends

While trends will make you look more fashionable and hip for the moment, they have one obvious flaw.

They don’t last.

The fact that they are so fickle means that you have to be conservative about what trends you buy into. Following clothing trends is never a good idea when you are on a budget.

If you have a footwear fetish and tend to buy a lot of shoes, you should train yourself to stick with the classics, such as black pumps with varying heel lengths.

However, not all trends are bad. The best kinds of trends are the ones that involve cheap jewelry, hats, and scarves. Trends of this kind keep you looking very fashionable but won’t be so painful to discard once they are out of season.

2. The Little Black Dress and More

You have probably heard it said time and time again, that every woman should have a little black dress.

Here are some tips for buying this classic, so that you will always look fabulous:

  • Make sure it flatters your figure. This may require some digging and extra cash but it’s well worth it.
  • Stay away from black dresses that have patterns. Patterns often take away from the timelessness of the dress.
  • Avoid black dresses that have a trendy design or cut. These won’t stand up to the test of time.

Remember, you want this dress to be your go-to dress for many occasions, so it should always be simple yet classic.

The next item that you should invest in is a pearl necklace. If you can splurge on real pearls then that’s great because you will have them for years.

If you can’t afford to splurge, then you can just get fake ones, since they often look as good as the real ones.

The next wardrobe must have, is a pair of black shoes. A pair of plain black pumps with a three-inch heel is timeless and classic.

The combination of the little black dress, pearls and black pumps are a must-have when you are learning how to be fashionable on a budget.

3. Pick the Right Colors

There is nothing worse than choosing the wrong colors for your clothing.

Choosing the right colors for your clothing will greatly enhance your look.

Some colors may not work for you and it’s important to accept it, so that you won’t make fashion mistakes.

This means that you should only buy clothing in colors that brings out the beauty of your complexion, the color of your eyes and the shade of your hair.

4. Make the Right Investment

Clothing sales where you can get cheap clothing in bulk may seem like a dream come true.

However, the most important question you should ask is: Are these items good quality?

If you are not sure, then don’t spend your money. It makes no sense to buy cheap clothing that falls apart as soon as you wash them a few times.

It is better to invest in more expensive items that last longer. This doesn’t mean that cheap items are always poor quality, sometimes you will get a good deal.

However, when you purchase these clothing, feel the fabric thoroughly and try to stretch the cloth. Fabric that is thin and feels flimsy should be avoided.

Knowing how to be fashionable on a budget sometimes means you have to spend more.

5. Buy Used Clothing

If the idea of buying thrift store clothing conjures up images of people wearing rags and walking barefooted, you are not alone.

However, you might be surprised that the trendsetter you are admiring from work or school is actually wearing used clothing.

Thrift stores, as well as consignment shops, are great places to buy brand name clothes that are just like new at significantly lower prices.

If you are short on cash and need something exquisite for a special occasion, then don’t rule out thrift stores and consignment shops.

6. The Changing Season Is Your Friend

If you want to truly save, then buy your clothes when a season is ending. Buy the clothing you will wear next summer at the end of the present summer season.

Buy the clothes you will wear next winter at the end of the present winter season.

By now you should be getting the idea.

When the season is about to change, stores are in a mad rush to clear the season’s clothing.

This means you will often get a discount and the closer it gets to the end of the season, the higher the discounts often become.

7. Mix and Match Effectively

Pairing a top or a bottom with different items in your wardrobe can make it look like you have a completely new outfit. This is one of the key skills you must master when learning how to be fashionable on a budget.

Try pairing a top you have always worn with a pair of pants, with a skirt instead.

Try wearing a jacket over a dress instead of wearing the dress on its own.

Accessorize these mixed and matched pieces with a scarf or chain to get a different look.

8. Take a Thrifty Friend With You

If you have a tendency to overspend, it is a good idea to take someone with you to hold you accountable and keep you on track.

Next time you go shopping, tell your accountability partner how much you have budgeted to spend.

Take them along with you and have them help you to stick to your budget.

How to Be Fashionable on a Budget: Closing Thoughts

If you would like to save money, then you know that one of the key traits you must master is discipline.

Having the discipline to stick to a budget and consciously choose to hunt for bargains will help you stay fashionable without breaking the bank.

If you would like to learn more about how to save, you’ll absolutely love our frugal living tips.

Top 5 Reasons to Use An Expense Tracker

Expense tracker

Think of an expense tracker, and two emotions will likely pop into your head. You either feel intimidated, or you see how it can add value to your budget and keep spending on the right path.

We know how people view technology can vary depending on generational barriers or an absence of financial literacy. But in much the same way smartphones had a small learning curve when you first bought one, these tools are no different.

The make the complex intuitive, and they add several life-changing benefits. Let’s look at the top five.

1. They Isolate Spending Problems

Low-income households spend a higher percentage of their budgets on the necessities of life. This makes tracking each dollar of the utmost importance.

Four-dollar lattes just aren’t as appealing when you realize the same amount of money could feed the entire family for a night. Using an expense tracker helps you identify such problems and regain control.

The good news: you can make your dollar stretch further by bulk-purchasing wholesale items. It may take planning and a few weeks of sacrifice while you stock up, but once the routine is in place, you don’t have to look for the money you’re saving.

2. Help Maintain the Household Budget

Any budget breaks down into five essential categories. They are as follows:

  • Income/revenue sources: how you meet every other goal; easy to calculate because sources are usually more limited than they are on the debit side.
  • Spending and expenses: things you don’t necessarily have to buy, but you feel compelled to (health insurance, grocery bill, entertainment, for examples).
  • Bills: what you either have to pay if you wish to enjoy civilization, or what you’re legally obligated to pay (taxes, water/sewer, utilities)
  • Planning for future purchases: boats, homes, braces for your kids, etc.
  • Long-term savings

To keep it all running smoothly and to meet your life goals, you have to know where each dollar is going. Or else, you could end up getting the electricity turned off.

3. Get You Back on Your Feet Following Missteps

The key to staying on budget is to understand failure is part of it. You must have a contingency for when that happens, because it will.

Using an expense tracker motivates you to do better. But to get the most out of it, find one that’s easily accessible and incorporates with the cloud.

This Tiller Money review highlights a budgeting tool that links to Google Docs, so you can work with one of the most widely supported systems you’re probably already using. Other worthwhile trackers include Personal Capital and Mint.

4. Make April Easier

Tax season is the most stressful time of the year. But it’s much worse if you wait until the last minute to locate and add up a year’s worth of receipts.

Using a tracking tool to do it eases the pressure. Most of the good ones allow you to log receipts as you get them (with images), categorize in compliance with IRS reporting regulations, and easily retrieve the necessary numbers when you need them.

5. Detect Fraud

If you bank online, then you have sensitive data on your email accounts. If your email account is set up through Yahoo, then you’ve been compromised at some point.

To what extent, who knows? The important thing is being aware of it and taking appropriate action.

An expense tracker will bring awareness to fraudulent activity. It also will enable you to act before too much damage occurs.

After Your Expense Tracker Is in Place

Once you’ve got a tracker you can trust, we encourage you to take positive actions with your budget. You can start by making these 10 healthy money-saving choices.

In the meantime, which of these budgeting tools do you use, and why do you prefer it? Drop us a line in the comments section.

Styles Good For Miles: The Benefits Of Having A Small Wardrobe

small wardrobe

Would you be surprised to learn that the apparel industry is one of the most dominant industries in America?

The U.S. apparel industry today is a 12 billion dollar business, and the average family spends $1700 a year strictly on clothing.

There’s certainly no denying that times are-a-changing when it comes to the amount of clothing one has in possession. In the 1930’s, the average American woman owned nine outfits. Today that number is closer to 30.

While the world keeps telling us that we need more, more more, we’re beginning to think we want less, less, less.

Being a fashionista with a small wardrobe may sound like an oxymoron. However, downsizing your closet can save you money and actually better your sense of style.

Spring is the perfect time to minimize your wardrobe. Today we are outlining six of the best benefits of having a small wardrobe:

It Saves You Money

There’s no denying that downsizing your closet can save you some serious money.

Because you are being conscious about spending money on clothing, it saves you from purchasing items on a limb for reasons such as a sale or the item coming in multiple colors or patterns.

This doesn’t mean we have to eliminate shopping from our lives. It just means that we need to find companies that don’t break the bank yet still provide quality items.

Finding affordable, yet still, quality companies such as Fairweather helps to keep shopping exciting while helping to manage your wardrobe and your wallet.

Next time you consider purchasing a clothing item, ask yourself:

  • How does this item make me feel?
  • Do I have similar items already in my closet?
  • Can I see myself confidently wearing this item in a few years?
  • Will spending this money evoke feelings of anxiety with my bank account?
  • Do I feel my most confident in this outfit?

If you find yourself humming and hawing over your answer, it’s probably best to move on.

It Helps to Reduce Your Carbon Footprint

As much as we’d like to ignore this fact, there’s no denying that the fashion industry is one of the most polluting industries in the world.

The yearly production of garments consumes a massive amount of natural resources and significantly contributes to the emission of greenhouse gases.

This one is plain and simple: when you focus more of your energy on minimalism and less on consumerism, fewer items are disposed of in our landfills. Choosing to buy less clothing eventually leads to minimizing demand and production of clothing.

Simple? Yes. Effective. Extremely.

When we think back to the clothes we’ve purchased throughout the season, it’s no surprise that a handful of these items have yet to be worn and remain unseen in the back of our closet.

And, so, we ask ourselves: Why do we continue to build our clothing inventory and purchase items that we really don’t need?

It Maximizes Space

Desperate closets call for desperate measure.

For all of those city dwellers operating out of a shoebox apartment, this one is for you. And, New York City urbanites we’re especially looking at you.

The fact of the matter is, small apartments equal small closets.

If you plan to continue living that urban dream, you’re going to have to adjust your clothing inventory and reduce your wardrobe.

The result? A closet that isn’t bursting at the seams, doesn’t stress you out and might actually have a little extra wiggle room.

You’ll also notice you begin to purchase less of the same item time and time again. While before it may have been a task to keep track of your inventory, your new minimalist wardrobe allows you to easily see and keep track of all of your items.

What does this mean? Less “where did those pants go” moments.

It Saves You Time and Stress

Think of minimizing your wardrobe like decluttering your home.

Once you rid yourself of the items that no longer bear use or bring you happiness, you’ll begin to notice your stress levels decreasing. By simply having fewer options to choose from an agonize over, outfit selection becomes a quick, painless and entirely less frustrating process.

How do we begin?

Challenge yourself to get rid of any wardrobe items meeting these criteria:

  • You don’t feel confident in it
  • You have not worn it for three months
  • It does not currently fit you
  • You’re keeping it because it was expensive
  • You are holding onto it for sentimental reasons

As soon as your closet is only comprised of items you love and actually enjoy wearing, you’re going to wonder why you ever held on these past items. You’ll also notice that you begin to appreciate more the clothing that you do keep.

You’ll be Noticeably More Creative

Continuing to increase our wardrobe rids us of the need for creativity.

Why endlessly browse through your closet when you could just buy a new dress? While this temptation is hard to deny, it’s important to remind ourselves that new is not always better.

Having a small wardrobe to choose from, you’ll naturally become more creative and experimental in curating outfits. Slowly but surely, you’ll begin to notice you are pairing together items you never thought twice about before. And, guess what? It works.

While we once may have bought an entirely new outfit for an upcoming occasion, we are now experimenting with how to make our favorite little black dress a little more new and inventive.

Ready to Kickstart Your Small Wardrobe?

We know, we know -this whole wardrobe elimination thing can be a little intimidating.

After all, we get joy out of buying and wearing beautiful items that we allow us to feel our best selves.

The truth is, having a small wardrobe doesn’t mean you have to put an end to shopping. Instead, it encourages us to embrace a new type of shopping. This is one in which we think more honestly and more rationally about every item we purchase.

Once you embrace this minimalism, you will begin to notice that every item holds a special place in your heart, allows you to feel confident and serves many benefits to your wardrobe.

Goodbye unused items taking up a prime real estate in your closet; Hello ample space, reduced stress and a whole new attitude towards clothing in general.

Leave us a comment if you have any thoughts.

7 Questions to Ask a Low T Clinic

low t clinic

Testosterone is the hormone in males responsible for such functions as developing bigger muscles, controlling your sex drive, and making sperm. Believe it or not, as men age, their testosterone levels drop. This results in around 4 out of 10 men over the age of 45 experiencing low testosterone.

This drop in testosterone can cause problems with your sex drive, the ability to have kids, and just be simply embarrassing. Though it can be easy to confuse low testosterone levels with erectile dysfunction, low testosterone mostly has to do with libido and low sexual desire.

Many men choose to seek help by visiting a Low T clinic. If you are considering going to a Low T clinic yourself, what do you need to know?

7 Questions to Ask a Low T Clinic

If you have low testosterone, TRT will help build your testosterone levels. But you need to ensure the Low T clinic is reputable. Here are 7 questions to ask.

1. What are Your Treatment Goals?

As a man with low testosterone, your primary goal is to feel better. You are likely experiencing some of the following symptoms:

  • Loss of endurance
  • Changes in weight
  • Sexual dysfunction
  • Fatigue
  • Depression

These are all typical symptoms of low testosterone and can be easily treated. The goal of receiving treatment is to start feeling like your old self again. So be sure to make certain that the clinic’s goal is to address the above symptoms.

2. Do You Follow Specific Ethical Standards and Principles?

Every medical clinic should have a stated list of specific ethical standards and principles. As medical professionals, they should be working to provide the highest standard of care by being dedicated to principles rooted in evidence-based medicine.

Feel free to ask the clinic for a list of these standards and principles in writing.

3. What Sets You Apart From Other Clinics?

Not every Low T clinic is the same. As with any business or medical practice, for every good apple, there are plenty bad ones. Don’t be shy about asking any clinic what sets them apart from others in the area and why you should consider going to them for treatment.

Do plenty of research, and ask around among the medical community to find out which clinics have a reputation for cutting corners. Listen to your gut, and never hesitate to walk away if you feel uneasy about the way a clinic operates.

4. What are Your Methods for Administering Supplemental Testosterone?

Again, it’s so important to do your research ahead of time to know what questions to ask, especially about the methods they use to administer supplemental testosterone.

Ask them if they use injections for testosterone replacement therapy. If they don’t, ask why not? This is a very important question because if they don’t use injections, it would be wise to reconsider receiving treatment from them.

We suggest seeking treatment from clinics that recommend weekly injections. This is because weekly injections is a method for better ensuring dosing accuracy, and you are more likely to get the results you’re wanting. There are other methods, but they tend to be far less reliable.

5. What are the Possible Side Effects?

As a potential patient seeking treatment for low testosterone, be aware that possible side effects do exist. These can include the benign growth of your prostate, male pattern balding, and increased skin oiliness and acne.

Each man receiving treatment will react differently, but any reputable Low T clinic should be upfront about these possible side effects and will be proactive about determining the proper dose for your body, then consistently monitoring your levels.

And when you do experience side effects, how will the clinic mitigate them? The use of injections and frequent testing are vital to helping your body level out to a normal hormonal balance, rather than relying on a predetermined testosterone score.

6. How is Progress Monitored?

We highly recommend that you not be shy about asking the clinic to describe their process for determining whether a candidate is suitable for testosterone replacement therapy and how that patient’s progress will be monitored.

Your safety should be their number one priority, rather than rushing into treatment. It’s very common for low testosterone levels to fluctuate, so the clinic should conduct frequent blood testing so that adjustments can be made for dosing to be properly administered.

An important question to ask would be, is their treatment plan based on recommendations passed down from the Endocrine Society? If not, this is a major red flag that shouldn’t be ignored.

7. What Improvement Should I Expect?

How long should it take to expect improvements in how you feel? Some patients begin to notice improvements within a month of beginning therapy. But of course, the clinic should explain that these results can vary from patient to patient.

It’s probably more reasonable to expect to see positive results around the 4-6 week mark. The quality of how your care is managed will be the top factor in how well your body responds to treatment.

Low T treatment can be tricky. There are no shortcuts. Manage your expectations, and don’t expect miracles or for your low testosterone symptoms to magically disappear after the first treatment. It will take time for the delicate hormonal balance to be properly restored.

Click here for more info on testosterone for men.

Once you’ve found a reputable clinic with the knowledge and ethical principles necessary to provide you with the best care possible, put your trust in them to monitor lab results, as well as your body’s symptomatic response, and to then make educated medical decisions to get the kind of results that you want and deserve.

The Importance of Being an Informed Patient

If you feel embarrassed at the notion of speaking to a Low T clinic about your low testosterone, relax, this a fairly typical male reaction. There is no reason to feel embarrassed at all. The reality is that all of our bodies go through changes as we age.

Just remember, there is help available, and you shouldn’t let your ego get in the way of seeking a solution for your low testosterone.

Click here for more information on important health-related topics.

How to Find Affordable Beautiful Outfits For Spring

beautiful outfits

We’ve all been there: it’s Saturday night, and you’re finally going to have an epic date night with your husband.

You’ve gotten your hair done, taken care of your manicure/pedicure, and you’ve even tried out a new makeup tutorial.

The only problem?

When you open up your closet, you realize you have nothing to wear. We all want beautiful outfits — but with everything else you have to pay for, it can be tough to justify the cost.

The good news?

There are plenty of ways to be able to treat yourself to stunning pieces of clothing without blowing your budget.

Read on to learn how to pull it off.

1. Hit Up Etsy

One of the best ways to find beautiful outfits without having to pay an astronomical price for fashion?

Start by browsing through the virtual clothing racks at Etsy, everyone’s favorite shopping hub.

First of all, you’re much more likely to get quality and handmade pieces on Etsy than on fast fashion retail sites that mass produce their clothing. After all, just because you’re interested in affordable clothing doesn’t mean that you’re OK with it falling apart after one wear!

Plus, shopping on Etsy means that you’ll have access to countless designers from all over the world. So, it’s pretty much impossible not to find something that fits both your style and your body type.

Especially if you’re interested in more inclusive sizing, or if you need clothes that go with a specific lifestyle, Etsy is the perfect place to start.

In many cases, you can even communicate with designers directly. So, if you’re looking for affordable custom-made clothing, Etsy is the perfect place to start.

2. Shop Local Designers

Another way to find beautiful outfits that won’t break the bank?

Always make it a point to shop local. No matter which city you live in, we can guarantee that there are plenty of local fashion designers making quality and seriously stylish pieces that would look great on you.

Plus, because they’re just starting out, their price points are a lot more likely to be affordable.

In some cases, local designers may even be willing to offer you a major discount on their clothing in exchange for a promotion on your blog or social media pages.

Going local isn’t just a way to give back to your community. It’s also a way to help young designers get their start. It’s hard not to feel good about that!

3. Take The Thrift Stores By Storm

Unless you’ve been living under a rock, you know that vintage fashion is back in a big way.

There are countless reasons to love vintage fashion and thrift shopping that go way beyond getting access to classic looks, however.

First of all, you can rest easy knowing that you’re not contributing to the endangerment of garment workers because of unsafe (and often illegal)sweatshop conditions.

Additionally, thrifting is an awesome way to be sure that you’re doing everything you can to protect the environment. The clothing industry is one of the most wasteful things on the planet.

Every year, thousands upon thousands of pounds of clothing is thrown out — and fashion brands still keep on producing.

If you’re concerned about the clothing industry’s impact on the planet, then making a commitment to buying vintage clothing is a wonderful way to do your part.

Plus, not only is thrifting affordable, it’s also incredibly fun!

Wearing vintage clothing is an awesome way to express yourself. You’ll also guarantee that you’ll be able to wear pieces that no one else can get!

So, this weekend, grab a few of your best girlfriends and commit to going vintage shopping. The planet — and your wallet — will certainly thank you.

4. Look For Affordable Online Retailers

As a busy mom, we completely understand that, no matter how much you’d like to, you simply don’t always have the time to shop at a brick-and-mortar store.

It’s much easier for you to browse through potential pieces of new clothing online, try them on in the comfort of your home, and then ship them back if they don’t look quite right.

The only problem?

It seems like many online clothing retailers are only getting more expensive these days.

Don’t panic — and definitely don’t give in and overpay. Instead, to find the best clothes at the right price, you’ll just have to do a little research.

Instagram is an awesome place to start.

Scour hashtags like #affordablefashion or #thelookforless to help you find clothes that won’t blow your budget. Plus, you’ll also discover new designers and trends!

If you’re looking for one of the best affordable retailers out there with clothing for every occasion?

We can’t get enough of Morning Lavender.

Not only do they have stunning dresses, beautiful outfits for the office and date night, and seriously chic workout wear?

They can also help you to find the perfect dress for your wedding for less!

Shop For Beautiful Outfits With These Tips

We hope this post has helped to remind you that you don’t have to spend a lot in order to find beautiful outfits that will help you to make a serious fashion statement.

Places like Etsy, local shops, affordable online retailers, and your favorite thrift shop are filled with awesome pieces just waiting to be discovered.

Looking for even more deals on everything from clothing to your next vacation?

At Thrifty Momma Ramblings, we’ve got you covered.

Spend some time on our website to get access to the latest coupons, freebies, and giveaways.

Then, be sure to check out our blog to learn how you can make the frugal lifestyle look like a million bucks!