Category: Shopping Tips

How to Find Affordable Bridesmaid Dresses

affordable bridesmaid dresses

Wedding planning is such an exciting time!

It can also be an expensive time. The average wedding costs over $35,000!

Between venue, wedding gown, flowers, and caterers, it’s easy to rack up a big bill. If you have to have 12 bridesmaids, then you’re going to want to find beautiful bridesmaids dresses at reasonable prices. Check out these 5 tips or finding affordable bridesmaid dresses.

1) Start with the Budget

First things first. What will be your budget? Just like you set a budget for your wedding gown, you want to have one for the bridesmaid dresses as well. If you want, discuss this with your bridesmaids.

Find out what their budget is and stick to it. You can find inexpensive bridesmaid dresses. You don’t want to overwhelm anyone with a big price tag if they can’t afford it.

Also, don’t forget to accessories to your budget. Shoes and jewelry can add up too. Consider gifting each bridesmaid with some accessories they can wear for the day. Bonus, if it’s something they can wear on other occasions.

2) Discuss Styles

Discuss style options with your bridesmaids. Assuming that your bridesmaids aren’t all the same shape and size, you should choose styles that flatter each lady.

Be flexible. You want them to feel beautiful on your big day too. You can get dresses that can be tied different ways or choose one color and find dresses that flatter each figure. Read more about buying bridesmaid dresses with confidence and ease.

3) Be Patient

It’s good to be patient when it comes to finding the best deals on bridesmaid dresses. Don’t buy the first dress you see. If you find one that you like, check back to see if it goes on sale or look for promotional codes to get it at a better price. Obviously, you don’t want to wait too long for one dress. Have a few options in mind so you can find the most affordable bridesmaid dresses.

4) What Is the Return Policy

Before you buy bridesmaid dresses, it’s important to check the return policy. All sales final? Must return within 30 days? These things are important to know because if something comes up or the dress doesn’t fit, you don’t want your friends stuck with a dress that they can’t wear, so only buy dresses that you can return.

5) Remember to Have Fun

This may be the most important tip. Have fun! You are getting married and your bridesmaids are some of the most important people in your life. Enjoy the wedding planning process. Pop some champagne and have fun picking out beautiful dresses with your beautiful bridesmaids.

Affordable Bridesmaid Dresses Are Possible

It is possible to find inexpensive dresses. Finding affordable bridesmaid dresses is a great way to keep the costs of your wedding down for you and your bridal party.

If you pride yourself on frugality, you can still have a beautiful wedding without spending a ton of money. Check out our blog to find more money saving tips for not only your wedding but also everyday life.

Maternity Swimwear: A Guide To The Best Bathing Suits For Mommies-To-Be

maternity swimwear

Did you know that mommies-to-be who exercise regularly lower their risk of developing gestational diabetes by more than 27 percent? They also gain fewer excess pounds and experience less back pain. Since swimming’s one of the best low-impact maternity exercises, it’s time to invest in maternity swimwear.

Swimming and water aerobics also help you sleep better and stay more fit. And some doctors believe that regular training can even ease labor. Now, what expectant mom can’t get behind that?

But where to start? How do you find a bathing suit that makes you feel sexy and confident when you can’t even see your toes? Read on for our ultimate guide to maternity swimwear…

Where to Start

Maternity bathing suits, like other swimwear, come in countless styles, colors, and prints. And the best ones make you look and feel radiant. Finding the perfect fit for your changing body can be a little overwhelming at first, though.

But don’t fret! Maternity swimwear has come a long way over the years. Just check out the stylish, comfortable pieces at this site.

Today’s manufacturers provide easy-to-use size charts to ensure a great fit. Better yet, many base maternity sizing on pre-pregnancy sizing.

So, if you wore a size 8 before becoming an expectant mom, shop for a size 8 in bathing suits. But here’s the caveat. If you’re expecting twins, go up a size.

No matter the size, choose comfort, flexibility, and a little room to grow. Avoid swimwear that constricts your expanding belly or causes discomfort.

Quality maternity swimwear should grow with your curves over the course of your pregnancy. It should hug and support you in all the right spots while flattering your body type.

More on the Right Size

Look for swimsuits that offer comfort while fully and securely covering you. Now’s not the time to go down a size on principle. Besides discomfort, you risk a serious, confidence-shattering wardrobe malfunction.

Your breasts, tummy, and hips need expanding room. Don’t squeeze into tight swimwear, or you may find yourself in a compromising situation at the pool. Towel anyone?

Still feeling a bit anxious about finding the right size? Consult a salesperson in the maternity department where you’re shopping. They’ll be happy to offer assistance.

Look for Added Value

During pregnancy, your body adapts in miraculous ways. Good maternity swimwear should come with special features that guarantee stylish appeal and optimize comfort.

These extras provide additional value and ensure your bathing suit goes for the long haul. Look for the following:

  • built-in shelf bras or molded cup bras with extra elastic support
  • supportive yet comfortable materials like Spandex, Lycra, and Nylon
  • adjustable straps at the neck or back
  • versatile pieces that can be mixed and matched post-pregnancy
  • a band of support around and under the belly
  • two-piece suits that make bathroom breaks a cinch
  • plenty of stretch in the tummy, breast, and hip areas

These are just a few of the design features that you’ll want to look for to ensure the optimal fit. But they will definitely increase the comfort and fashionability of your swimsuit. Besides looking for a great fit, always think comfort.

Look for Added Comfort

The next generation of maternity swimwear can be surprisingly comfortable. Especially if you know what to look for…

Choose maternity swimwear with thin mesh lining. Why? It offers extra support while helping you avoid the pulling and pinching that comes with poorly fitting or cheap swimwear.

When it comes to straps, be absolutely certain that they’re not too short. How will you know? They’ll gouge into your shoulders.

If you notice this, then go up a size or look for another suit. Adjustable straps are another option that will help you avoid maternity swimwear that’s simply too short for your torso. If you think it’s a little tight now, wait until your baby starts putting on weight during the third trimester!

Make sure that arm openings and leg openings fit well and aren’t too tight or rub the wrong way. There’s nothing more painful than a suit that chafes around your legs or armpits. So, nip this in the bud right now by paying attention to arm and leg openings.

If you opt for a swimsuit that has an underwire bra, make sure the underwires feature extra padding. Otherwise, the wires could dig into your skin causing painful chafing around your breasts. That’s no fun either…

Body Type Matters

It’s important to look for swimwear that complements your body type just as you did prior to pregnancy. But what does this mean in terms of maternity swimwear?

If you’re tall, consider wearing horizontal stripes. They’ll balance out your height giving you a more proportional appearance.

Likewise, if you’re less endowed in the height department, invest in vertical stripes. Vertical stripes will accent your torso making you look longer and leaner.

If you have large hips, choose suits with low-cut openings or a small skirt or flounce. These styles offer extra coverage where you need it most. Or, consider a bathing suit with vertical stripes that elongate your shape.

For mommies-to-be with short legs, look for higher-cut leg openings. Why? They create the illusion of legs that go on forever…

If you have ample cleavage, then a supportive shelf bra or built-in molded cup bra should be a top priority. Depending on your comfort level, you may wish to opt for a higher neck that provides extra coverage.

If you’re actively trying to minimize an ample upper body, choose a dark color on top and a lighter color on the bottom. This will trick the eyes while minimizing large busts.

If you’d like to enhance small breasts, go for a halter-style top to create instant cleavage. A plunging neckline will bring more attention to your upper body. Or, consider a top with ruffling, sparkles, or texture at the bust line to amplify your curva-licious charms.

Color Choices to Consider

When it comes to bathing suit colors, it’s hard to beat black–pregnant or not. It’s an amazing color that creates sleek, minimal lines and flatters ANY body type. Black slims and streamlines curves, making it a sophisticated, confidence-inspiring option.

Other hues, mixtures of color, or prints can also flatter your physique. Options abound, and some can even be related to your pregnancy. For example, some expectant moms go with bathing suit colors that relate to their child’s gender.

So, if you’re in the mood to get playful with it, why not go with a pink or blue suit? Or how about your favorite color? Above all else, pick a hue or print that makes you feel like the fierce, amazing creature that you are.

Types of Maternity Swimwear

One-piece swimsuits come with their charms. And for some moms, they offer the most compelling mixture of coverage and security. But they can be a pain to get in and out of every time you need to stop for a bathroom break.

A two-piece might sound a little scary if you’re feeling nervous about your pregnancy curves. But they’re stylish and practical. For example, a tankini still covers you thoroughly while allowing quick and easy access for bathroom breaks, which only get more and more necessary as your pregnancy progresses.

Not only are they handy, but they make you feel sleek. And they provide all important room for growing hips and your tummy. Finally, they can be mixed and matched with other pieces, and the tops can sometimes be reused post-pregnancy with a different pair of bottoms.

Besides tankinis, some two-pieces provide complimentary tummy covers. These protect pregnant skin from the sun when it’s more sensitive due to hormonal changes.

There are those brave, adorable mommies-to-be that slay in a bikini. And if you’re one of them, more power to you, Mama! But there are a few things you need to know about the differences between maternity bikinis and their non-maternity counterparts.

Maternity bikini bottoms should be cut low in the front and higher in the back. That way, they allow room for your growing tummy yet still provide ample derriere coverage. Remember that whole wardrobe malfunction thing?

Here are a few more things to think about when it comes to maternity swimwear ensembles. Look for maternity tops that tie in the back. They allow you to adjust the fit of your bust line over the course of your pregnancy.

While you might be tempted to stick with a non-maternity tie-back top, they aren’t actually designed to accommodate size expansion like their maternity counterparts. So, stick with mommy-to-be tops.

Some maternity swimwear allow you to tie your top at the neck, across the back, or both for added ease-of-fit. These are fabulous and make adjustment throughout your pregnancy as simple as retying.

Which Bathing Suit Fits You?

Which bathing suit is right for you? As you’ve read above, maternity swimwear has never offered more choices for a comfortable fit and a fashionable look. Shop online to access reviews from other expectant moms.

Online shopping also gives you access to helpful sizing information. And you can nix the annoying fitting room thing altogether by having suits shipped directly to your house. Simply return what doesn’t fit.

Just like maternity clothing, you can find the perfect fit at an affordable price. And you shouldn’t settle for anything less. So, dive into shopping with an eye for the factors that we’ve mentioned above.

When it comes to affordable, gorgeous maternity swimwear, we’ve got you covered. Interested in more tips for living frugally and beautifully? Check out our website where you’ll find loads of deals, freebies, giveaways, and coupons.

How to Score the Best Deals on Bulk Wholesale Items

Bulk Wholesale Items

How many times have you realized that you were out of toilet paper while sitting on the toilet?

Maybe you had a big date but forgot toothpaste or deodorant. If you’re someone who doesn’t buy bulk wholesale items, you’ve definitely experienced the sort of dread that comes when you’re out of your non-perishable necessities.

Buying bulk wholesale items is usually a hit or a miss. If you know how to approach buying in bulk, you save a lot of money. If you don’t, however, you may lose lots of money, storage space, and (let’s face it) pride.

If you’re trying to save loads of money buying wholesale items, there are a few ways to improve your skills.

How to Capitalize on Bulk Wholesale Items

There are thousands of ways to find deals that will save you sizable amounts of money. With that in mind, it’s important to realize that everything is good in moderation. It might not make sense to buy a lifetime’s amount of toilet paper just because you’re getting it at three cents a roll.

Ok, you’re probably not going to go that deep into a wholesale bender, but there are some things out there that do require good judgment.

Developing a knack for finding useful bulk wholesale items requires you to know your needs, know your weaknesses, and to always remember what you left the house to shop for in the first place!

Get an Idea of Where and When You’ll Shop

When you begin to consider buying in bulk, ask around to see what your friends have to say about local businesses that provide wholesale goods. You can also take a look online to find out what people are saying about where to buy bulk wholesale items.

Friends are going to be your best references when it comes to good places to shop. There are wholesale retailers out there who sell expired or near expiry items that will appear to be excellent deals. Before making a large purchase, make sure to check online for reviews from previous customers.

Explore websites like Buymerchant.com. This company has thousands of wholesale items that you wouldn’t remember to buy in the store.

Time of year is also an important factor when buying wholesale. Jackets, bathing suits, and sandals are all great seasonal items to buy in bulk. As long as you have the storage, you’ll be able to get fantastic wholesale items on out of season clothing.

Buying out of season items in bulk is perfect for camps, large families, or any other group that uses a lot of simple clothing items.

Think About What You Actually Need

Once you have an idea where to look, start considering which items you would like to buy in bulk. Begin with non-perishable items that you’re certain you’ll use. Imagine the toilet paper scenario, for example.

Consider foods that you can easily store and access later. Meats are one of the few perishable items that can be stored for long periods of time. Alcohol, pasta, rice, beans, and pet foods are also nonperishable food items to stock up on.

Of course, it doesn’t do any good to stock up if you aren’t going to use something, but there are a lot of healthy, useful foods that are practical to buy in bulk.

If the same bag of rice has been sitting in your pantry for the last six months, it doesn’t make sense to buy three 20 pound bags because they’re four dollars a piece.

Coordinate with friends and neighbors when you shop for bulk wholesale items. You may only need six month’s worth of pasta, but an excellent deal has 40 pounds of spaghetti for only eight dollars. Splitting that amount of merchandise among three friends will give you a huge quantity of food for almost nothing, and you’ll still have enough pantry space to hang onto that old bag of rice!

Buying non-food items in bulk may be the best thing you can do to save household money. Just think of the number of times you’ve purchased a single tube of toothpaste, or pack of batteries for ridiculous prices at convenience stores.

Consider items that you are certain you will use again and buy as much as you’ll be able to use before the expiration date. Some products to consider are toothpaste, batteries, toilet paper, paper towels, soap, razors, deodorant, and basic clothing like socks and underwear.

Have Enough Storage Space

When you bring home a 50-pound bag of socks, you’ll need somewhere to put it. Hopefully, you have a storage area tucked away to harbor the items. You might not use your bulk wholesale items for quite a while, so be sure to prepare enough space to stock them.

Investing in a storage unit may be wise. Depending on the deals that you find and the amount of money you’ll save, consider renting or buying a space to hold bulk wholesale items. Ask a friend who buys in bulk to share the cost of storage with you to save even more money.

Try Making Money by Buying in Bulk

If you think you have a pretty good knack for buying bulk wholesale items, consider taking it to the next level. If you need little extra money, consider starting a wholesale business.

Wholesalers buy goods in bulk and sell them for a markup. If you want to be your own boss, or just make extra money on the side, this might be an excellent way to do it through an online business!

Of course, in order to do this, you’ll need to get the required license and permits, but these might take only a couple of days for you to receive. Draw up a business plan, see what kind of storage you have, and consider which goods you would like to sell.

Take Your Time and Have Fun

Start doing your research now, so you have ideas in the back of your mind when the time comes to buy! There are a lot of wholesale merchants out there that have hundreds of deals that will save you thousands of dollars, so be on the lookout and keep an open mind.

If you have any questions about buying bulk wholesale items, be sure to ask them in the comments for further assistance.

5 Tips to Save Money on Maternity Clothes

maternity clothes

Your best accessory may be your baby bump- but who wants to spend a million bucks on maternity clothes you can’t even wear for a year?

If you know the tricks, you won’t have to choose between a college fund and a cute wardrobe. We’ve got all the tips you need to dress for two, so read on!

Never Underestimate Your Closet

The first place to look should be your own wardrobe. Yoga pants, wide-waistband leggings, oversized tunics and empire waist dresses will be your best friends! You might be surprised to find many items you own will serve you, especially in your first trimester.

A simple Bellaband will help you wear your current pants unbuttoned and unzipped for well into your pregnancy, too. Just slip it on over your jeans and it will help hold everything in place and cover that blossoming bump.

If you live with your partner, it might be worth taking a peek in their closet too. Sweaters, button downs, or oversized tees can make a very cute outfit with a pair of leggings.

Online Maternity Clothes Retailers

Shopping for maternity clothes from your smartphone or laptop is easier than ever before.

There are tons of websites for moms-to-be that stock a variety of maternity-only lines. Many offer discounts if you sign up for their mailing list, or have seasonal sales and free shipping specials!

Check for Internet Exclusives

Many popular retailers DO carry maternity lines- if only on their website. GAP, H&M, Old Navy, and similar stores have more online options to choose from, with Internet-only sales to boot! Even retailers like Target have expanded maternity sections you can shop from the comfort of your home.

Tap Your Social Media

Put that Facebook to good use!

Check out buy/sell/trade groups geared toward mamas and kids. Often times cheap local bargains get posted after baby comes, and the clothes are in amazing shape from very little wear.

Reach out to new or expecting moms that you are friends with and see if they have maternity clothes laying around taking up space. We all know how busy life can be with a new baby in the picture. You might get an invite to come over and raid their stash that they just haven’t had time to go through.

eBay and Craigslist

Don’t discount online auction sites for gently used options! This can be a great place to buy maternity fashion lots of one size or season at a steal.

Your local craigslist can be a goldmine. Not only are there advertisements for local garage sales, but many new moms will post their entire maternity wardrobe at a low cost just to get rid of it.

Keep that Thrift Game Strong

Of course, thrift stores are a great option, but don’t forget about consignment! Many secondhand shops that consign clothing, especially geared toward moms and babies, can have great high-quality pieces at a discounted price.

Keep an eye out for any rummage or neighborhood sales. If you know they’re being held in an area that has a high concentration of young families, even better. Meet some other new moms and get the deal of a lifetime!

Shop Smart: Sales Racks and Outlet Stores

Don’t necessarily avoid the non-maternity section! Buying clothes you’d normally wear in a size or two bigger can be great for early pregnancy and early postpartum.

Stock up when items are on clearance or sale. You know you’ll need the heavy-wear basics that aren’t likely to be available second hand, so buy multiples when you find them cheap. Leggings, stretchy camis, and similar items are easy to buy in a range of sizes you’ll need.

Check your local area and see if you have outlet stores or an outlet mall nearby. Factory outlets of popular maternity brands can carry the same stylish clothes at a fraction of the price.

Try shopping in the middle of the week, as well. Stores often do their markdowns on weekdays, so try to get out when traffic is low and new clearance is plentiful.

Be Baby-utiful

There’s not one right way to shop for maternity clothes. You may find all you need from your local mama tribe, or you may score big deals at a retail store. If you have a secret for how you dress your baby bump on a budget, leave us a comment below!

5 Types of Clothing to Look out for While Thrift Shopping

thrift shoppingThrift shopping isn’t just for hipster college students and extreme penny pinchers. Getting clothes and accessories from thrift stores can be a fun scavenger hunt that will save you a significant amount of money.

But not all thrift store clothes are going to be gems or ones that are going to save you much in the long run. There are certain items, however, that are almost guaranteed to save you money in both the short and the long term.

Keep reading to learn about the 5 types of clothing that you should look out for when you’re thrifting if you’re looking to save money and look stylish.

1. Brand Name Clothes

High end and brand name clothes are usually quite expensive if you buy them new. Thrift shopping for brand name clothes can save you hundreds of dollars if you can find the brands you’re looking for.

Certain brands are quite trendy nowadays, like Ralph Lauren and Adidas for example. However, brand new clothes from these brands can start at $50 for a t-shirt or even hundreds of dollars for sweaters and jackets. You just can’t justify those prices if you’re on a budget.

These same brands can be found in thrift stores for a fraction of the price. Usually, t-shirts can be as little as a few dollars and even jackets can cost less than 20.

Looking for and buying brand name clothes while thrift shopping can save you hundreds of dollars while still giving you the high-quality and trendy brands you want.

2. Jewelry and Accessories

What outfit is complete without some jewelry or an accessory like a watch or a hat? But nice accessories, especially jewelry, are expensive.

Thrifting for jewelry and accessories is a great way to elevate your style while staying on a budget. While the jewels and metals might not be super high quality, it is often hard to differentiate. That means you can stock up on cheap jewelry and accessories without anyone really knowing that they came from a thrift shop.

Thrift shops usually have huge stocks of jewelry, which gives you access to a wide variety of styles and products. The jewelry at thrift stores is also exceptionally low priced because of the high stock they have.

You can find necklaces, bracelets, watches, vintage pins, brooches, hats, rings, and more all at one location. Take your time sorting through the large selection to find pieces that really stand out and that can add an element of style to any outfit.

3. Men’s and Women’s Clothes

A mistake a lot of beginner thrifters make is only looking in either the men’s or the women’s section. Women tend to avoid the men’s section and men definitely steer clear of the women’s section.

But the fact is, each section has certain gems that would be missed if you didn’t look in both places.

The men’s section is usually home to many interesting graphic t-shirts, sweaters, and athletic wear. The women’s section, on the other hand, is usually much larger than the men’s section, which might give you a wider variety. It is also home to what’s seen as “women’s only” clothing items like skirts, dresses, and more form-fitting and feminine t-shirts.

Check out this website to learn more about women’s t-shirts and clothing items.

4. High-Quality Fabrics and Materials

Besides brand names, another thing you can save big on by thrift shopping is clothes made of certain expensive materials. Real leather, cotton, denim, wool, and linen are all durable and high-quality fabrics that can be expensive if you buy them new.

Getting thrifted items made of these materials will save you a lot of money while also giving you items that will last. Buying cheap, thrifted clothes made of cheaper material might be good in the moment, but chances are those clothes won’t last very long.

You’re better off buying clothes from thrift stores that are made of good quality materials. You’ll save money on the price of the item and you’ll save by getting a product that will last a long time instead of needing to be replaced soon after it’s purchased.

5. Shop Seasonally

This tip is true for both thrift shopping and “regular” retail shopping. You’ll usually get great deals and discounts on seasonal items at the end of that season.

For example, the end of summer would be a good time to go shopping for shorts, t-shirts, and swimwear. The end of winter will be the perfect time to look for thick winter sweaters, winter boots, and jackets.

If you think you get great seasonal deals at retail stores, then you’ll be amazed at the types of deals you’ll get at thrift stores. You’ll be getting huge discounts on already discounted items. You’ll be paying a fraction of what you would at a retail store and getting even more of a break because of the seasonal discounts.

A word of caution on this tip: the end of a season usually will bring a lot of people looking for seasonal deals. You want to get out to the thrift stores sooner rather than later to avoid everything being cleared out by other thrift shoppers.

Thrift Shopping Can Save You Money

Living on a budget doesn’t mean that you can’t have great style. Thrift shopping means that high-quality and brand name clothes can be yours for a fraction of the retail price.

Thrift shopping isn’t always easy. You’ll probably have to go to a few different thrift shops many different times in order to find some things that are name brand, high-quality, and your style. It can take some dedication, but getting high quality and stylish clothes for a low cost is definitely worth it.

Check out our blog to find more tips on frugal living. You can also find lists of helpful deals, freebies, giveaways, and coupons on our website.

How to Buy a Timeshare Cheap in 6 Easy Steps

how to buy a timeshare cheap

The timeshare industry is a multi-billion dollar market, and it’s only expected to grow in the coming years.

If you’re interested in investing in a timeshare for your family, now is the time to buy.

If you want to know how to buy a timeshare cheap, read on for six great tips that will help you save money and find the perfect place for your next vacation.

Benefits of Owning a Timeshare

There are a number of benefits that come with owning a timeshare and using it as your primary vacation spot. Some of the main benefits include:

Amenities

Timeshares offer a lot more space than hotel rooms. They also come with extra features that make them more suitable for long stays. For example, even studio timeshares feature fully stocked kitchens so that you can save money by cooking your own meals.

Larger timeshares may also come with living rooms, bedroom suites, and fireplaces. You’ll also likely have access to a washer and dryer.

The resorts themselves also typically come with several other great amenities. There are usually pools, hot tubs, gyms, and game rooms to keep your family entertained all day long.

Easy Access to Attractions

Most timeshares are located close to popular attractions. For example, timeshares in Las Vegas make it easy for you to get to the strip, and Orlando timeshares give you easy access to Disney parks.

In some cases, the timeshares also have shuttle services that will help you get to the attractions you’re interested in seeing, so you won’t have to worry about dealing with traffic when you’re in a new place.

Value and Flexibility

Timeshares allow you to save a lot of money on vacations. There’s no worrying about the cost of hotel rooms, so you have more funds to allocate toward attractions and activities.

There’s also a lot of flexibility with timeshares. If you belong to a timeshare exchange, it’s easy to swap units and explore new locations. It’s also easier to change the timing of our vacation to fit your schedule or group weeks together for a longer trip.

How to Buy a Timeshare Cheap

When you start shopping, be sure to keep these tips in mind if you want to know how to buy a timeshare cheap.

1. Understand the Different Types of Timeshares

First things first, it’s important to understand the different types of timeshares you have to choose from.

Some of the most common types include:

  • Deeded timeshares: This is an actual real estate investment, and after your purchase, you own 1/52 of a specific unit.
  • Right-to-Use timeshares: There are no rights of ownership; you only have the right to occupy the unit at specific times (typically one week out of the year).

Right-to-use timeshares also vary when it comes to the times during which you’re able to use the unit.

Some work according to a fixed time model — this designates a specific time when you’re able to use the unit. Others work on a points-based system. This means you can purchase points and redeem them for stays at a specific time and place.

2. Know Where You Want to Vacation

It’s important to pay attention to location and choose a timeshare in a place you and your family will actually want to visit on a regular basis.

For example, if your family loves beach vacations, you might want to consider these timeshares.

Or, if ski trips are more your thing, you’ll be better off finding a timeshare in the mountains.

Once you figure out where you want your timeshare to be, look for resorts that are just a little off the beaten path. If you buy a timeshare at a resort a few blocks away from popular attractions, you’re more likely to get a better deal than if you buy one right on the oceanfront.

3. Don’t Buy From a Developer

One of the best pieces of advice out there for people who want to know how to buy a timeshare cheap is to avoid buying from a developer. If you buy through a development company you’ll almost always end up paying more than the unit is worth.

4. Check Out Resale Sites

Instead of buying from a developer, check out online timeshare resale sites. People who own timeshares and want to sell them post advertisements on these sites. They’re often the best places to go if you’re looking for a good deal.

Some resale sites broker the sales for a timeshare owner, and others let the owners list the timeshares themselves. You can also check out online auction sites and online classified ads, too.

5. Look at All the Costs

Remember, the price of the unit isn’t the only number you should pay attention to when you’re looking for a timeshare.

Other costs you need to take into account include:

  • Assessment charges for renovations
  • Maintenace fees
  • Transfer taxes for deed timeshares
  • Transfer fees if buying on the resale market

Factor all these costs in before making a purchase. This will help you get a better idea of how much you’re spending and allow you to find the best timeshare deal, not just the timeshare with the lowest listing price.

6. Pay in Cash if Possible

Finally, if at all possible, it’s best to pay for a timeshare in cash. There are a couple of reasons for this.

First, interest rates for timeshare mortgage loans are significantly higher than traditional mortgages. They usually fall somewhere between twelve and eighteen percent.

Second, timeshares typically depreciate in value. This means, if you decide to sell it later on, you’re less likely to get as much back as you paid for it.

Bonus Tip

Since you’re saving money on your timeshare by following these tips, you have no excuse not to hire an attorney to review your contract. This is an essential step for people who want to avoid a timeshare scam.

An attorney will help you make sure you’re actually getting a good deal. They will also be able to thoroughly review the fine print. That way, you’ll be aware of any conditions that could end up costing you later on.

Want to Earn Extra Money to Put Toward Your Timeshare?

Now that you know how to buy a timeshare cheap, it’s time to start saving your money.

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5 Ways to Save Money When Shopping for Gold Chains

 

Gold Chains

If you can’t get enough of the latest fashion trends, then chances are you already know that gold chains are back in a big way this season.

Whether you want to wear them by themselves or plan to add a statement pendant onto them, there’s no time like the present to rock your chains.

The only problem?

It seems like most of the chains you’re interested in are seriously out of your price range.

Don’t sweat it — in this post, we’ll tell you how to get the look for less when shopping for gold chains.

1. Compare Your Prices

The first step in saving money when buying gold chains?

Know your prices, and make sure you compare them. To get a better understanding of how much the type of chain that you want will cost, check out this list of gold chains for men.

Whether you choose to shop in-store or online, knowing how much things actually cost will prevent you from being taken advantage of.

Once you’ve decided on a piece, be sure to ask about potential discounts. If you sign up for a credit card with the shop, will you save enough money to make it worth it? Is there a pre-sale going on in the near future? Will the piece you want be marked down anytime soon? Is there a customer loyalty program you can join?

Remember, the only way you’re going to find out about discounts is by being direct with your sales associate and asking the right questions.

2. Know What You Need

When you’re shopping for gold chains, we know that it can be incredibly tempting to get the biggest one possible — regardless of your budget.

However, going that route will give you a serious case of buyer’s remorse.

Instead, determine the type and length of chain that you need before you even start shopping. Then, only look at the chains that are within your limits and fit your specifications.

Are you going to put any pendants or charms on your chains? What Karat of gold are you interested in? Would you like a spring ring clasp, or a lobster clasp? Would you like to have a safety catch added on for extra security?

Once you know exactly what you need, you’ll be a lot less likely to overspend.

3. Don’t Be Ripped Off

When you’re shopping for gold chains, it’s surprisingly easy to get sold a fake.

While you can always buy a gold testing kit and use it in the store, there are a few other ways to determine whether or not what you’re being sold is the real thing.

First of all, always look for a manufacturer hallmark. In today’s world, most fakes will always have a Karat stamp, but few will actually have a stamp from their manufacturer.

Additionally, bring a magnet to the shop. If the chain you’re considering buying is magnetic, it’s time to walk away — and maybe report this so-called “jeweler” to the Better Business Bureau.

When you do find a chain that you like, we highly recommend getting a gold certification and a warranty from the jeweler. This way, not only is your piece protected, but you also have a guarantee of authenticity.

4. Steer Clear Of Chain (No Pun Intended) Stores

Sure, it might convenient for you to head to a store in the mall or a big-box chain when it comes time to purchase gold chains.

But even if you’re able to walk out of those big-name stores with a chain in a couple of hours, it won’t be worth it when you learned how much you overpaid.

In fact, the average markup when it comes to jewelry stores can range anywhere from 26-110% — meaning that you’re actually paying more than the jewelry is really worth.

That’s not a situation you want to be in.

Instead, stick with qualified online retailers or the smaller stores. Not only will you likely get better customer service, you also won’t end up the victim of a serious markup.

5. Look For A Used Option

If you’re interested in gold chains but don’t yet have the income to buy a new one, then going with a used option is a smart way to shine and save money at the same time.

Head to your local pawn shop, visit a vintage jewelry store, or even comb through places like a flea market or garage sale to find what you’re looking for. If you decide to buy online, through Craigslist or Etsy, always make sure that you ask the seller to provide you with a certificate of authentication.

There’s no shame in buying used. Plus, it can be lots of fun to hear the stories of the “past lives” of your gold chains!

This is the perfect option for those of us who are on a tighter budget — and aren’t afraid to do a little digging.

Ready To Buy Gold Chains?

We hope that this post has made the process of buying the perfect chains a little bit easier for you.

Remember, it’s all about knowing your prices, buying based on your needs, and ensuring that you’re getting sold a real piece.

Have questions about how to save money in other parts of your life? Want a little advice about how to perfectly style your new chains?

We can help!

Spend some time on our website and blog to access not only information on the best work from home jobs, but also for tips and tricks on how to live the chic lifestyle on a budget no one would believe!