Category: Shopping Tips

The timeshare industry is a multi-billion dollar market, and it’s only expected to grow in the coming years.

If you’re interested in investing in a timeshare for your family, now is the time to buy.

If you want to know how to buy a timeshare cheap, read on for six great tips that will help you save money and find the perfect place for your next vacation.

Benefits of Owning a Timeshare

There are a number of benefits that come with owning a timeshare and using it as your primary vacation spot. Some of the main benefits include:

Amenities

Timeshares offer a lot more space than hotel rooms. They also come with extra features that make them more suitable for long stays. For example, even studio timeshares feature fully stocked kitchens so that you can save money by cooking your own meals.

Larger timeshares may also come with living rooms, bedroom suites, and fireplaces. You’ll also likely have access to a washer and dryer.

The resorts themselves also typically come with several other great amenities. There are usually pools, hot tubs, gyms, and game rooms to keep your family entertained all day long.

Easy Access to Attractions

Most timeshares are located close to popular attractions. For example, timeshares in Las Vegas make it easy for you to get to the strip, and Orlando timeshares give you easy access to Disney parks.

In some cases, the timeshares also have shuttle services that will help you get to the attractions you’re interested in seeing, so you won’t have to worry about dealing with traffic when you’re in a new place.

Value and Flexibility

Timeshares allow you to save a lot of money on vacations. There’s no worrying about the cost of hotel rooms, so you have more funds to allocate toward attractions and activities.

There’s also a lot of flexibility with timeshares. If you belong to a timeshare exchange, it’s easy to swap units and explore new locations. It’s also easier to change the timing of our vacation to fit your schedule or group weeks together for a longer trip.

How to Buy a Timeshare Cheap

When you start shopping, be sure to keep these tips in mind if you want to know how to buy a timeshare cheap.

1. Understand the Different Types of Timeshares

First things first, it’s important to understand the different types of timeshares you have to choose from.

Some of the most common types include:

• Deeded timeshares: This is an actual real estate investment, and after your purchase, you own 1/52 of a specific unit.
• Right-to-Use timeshares: There are no rights of ownership; you only have the right to occupy the unit at specific times (typically one week out of the year).

Right-to-use timeshares also vary when it comes to the times during which you’re able to use the unit.

Some work according to a fixed time model — this designates a specific time when you’re able to use the unit. Others work on a points-based system. This means you can purchase points and redeem them for stays at a specific time and place.

2. Know Where You Want to Vacation

It’s important to pay attention to location and choose a timeshare in a place you and your family will actually want to visit on a regular basis.

For example, if your family loves beach vacations, you might want to consider these timeshares.

Or, if ski trips are more your thing, you’ll be better off finding a timeshare in the mountains.

Once you figure out where you want your timeshare to be, look for resorts that are just a little off the beaten path. If you buy a timeshare at a resort a few blocks away from popular attractions, you’re more likely to get a better deal than if you buy one right on the oceanfront.

3. Don’t Buy From a Developer

One of the best pieces of advice out there for people who want to know how to buy a timeshare cheap is to avoid buying from a developer. If you buy through a development company you’ll almost always end up paying more than the unit is worth.

4. Check Out Resale Sites

Instead of buying from a developer, check out online timeshare resale sites. People who own timeshares and want to sell them post advertisements on these sites. They’re often the best places to go if you’re looking for a good deal.

Some resale sites broker the sales for a timeshare owner, and others let the owners list the timeshares themselves. You can also check out online auction sites and online classified ads, too.

5. Look at All the Costs

Remember, the price of the unit isn’t the only number you should pay attention to when you’re looking for a timeshare.

Other costs you need to take into account include:

• Assessment charges for renovations
• Maintenace fees
• Transfer taxes for deed timeshares
• Transfer fees if buying on the resale market

Factor all these costs in before making a purchase. This will help you get a better idea of how much you’re spending and allow you to find the best timeshare deal, not just the timeshare with the lowest listing price.

6. Pay in Cash if Possible

Finally, if at all possible, it’s best to pay for a timeshare in cash. There are a couple of reasons for this.

First, interest rates for timeshare mortgage loans are significantly higher than traditional mortgages. They usually fall somewhere between twelve and eighteen percent.

Second, timeshares typically depreciate in value. This means, if you decide to sell it later on, you’re less likely to get as much back as you paid for it.

Bonus Tip

Since you’re saving money on your timeshare by following these tips, you have no excuse not to hire an attorney to review your contract. This is an essential step for people who want to avoid a timeshare scam.

An attorney will help you make sure you’re actually getting a good deal. They will also be able to thoroughly review the fine print. That way, you’ll be aware of any conditions that could end up costing you later on.

Want to Earn Extra Money to Put Toward Your Timeshare?

Now that you know how to buy a timeshare cheap, it’s time to start saving your money.

If you’re looking for some easy ways to earn extra money to put toward your timeshare, check out these tips today. There are tons of ways you can earn passive income to help you take the vacation of your dreams!

If you can’t get enough of the latest fashion trends, then chances are you already know that gold chains are back in a big way this season.

Whether you want to wear them by themselves or plan to add a statement pendant onto them, there’s no time like the present to rock your chains.

The only problem?

It seems like most of the chains you’re interested in are seriously out of your price range.

Don’t sweat it — in this post, we’ll tell you how to get the look for less when shopping for gold chains.

1. Compare Your Prices

The first step in saving money when buying gold chains?

Know your prices, and make sure you compare them. To get a better understanding of how much the type of chain that you want will cost, check out this list of gold chains for men.

Whether you choose to shop in-store or online, knowing how much things actually cost will prevent you from being taken advantage of.

Once you’ve decided on a piece, be sure to ask about potential discounts. If you sign up for a credit card with the shop, will you save enough money to make it worth it? Is there a pre-sale going on in the near future? Will the piece you want be marked down anytime soon? Is there a customer loyalty program you can join?

Remember, the only way you’re going to find out about discounts is by being direct with your sales associate and asking the right questions.

2. Know What You Need

When you’re shopping for gold chains, we know that it can be incredibly tempting to get the biggest one possible — regardless of your budget.

However, going that route will give you a serious case of buyer’s remorse.

Instead, determine the type and length of chain that you need before you even start shopping. Then, only look at the chains that are within your limits and fit your specifications.

Are you going to put any pendants or charms on your chains? What Karat of gold are you interested in? Would you like a spring ring clasp, or a lobster clasp? Would you like to have a safety catch added on for extra security?

Once you know exactly what you need, you’ll be a lot less likely to overspend.

3. Don’t Be Ripped Off

When you’re shopping for gold chains, it’s surprisingly easy to get sold a fake.

While you can always buy a gold testing kit and use it in the store, there are a few other ways to determine whether or not what you’re being sold is the real thing.

First of all, always look for a manufacturer hallmark. In today’s world, most fakes will always have a Karat stamp, but few will actually have a stamp from their manufacturer.

Additionally, bring a magnet to the shop. If the chain you’re considering buying is magnetic, it’s time to walk away — and maybe report this so-called “jeweler” to the Better Business Bureau.

When you do find a chain that you like, we highly recommend getting a gold certification and a warranty from the jeweler. This way, not only is your piece protected, but you also have a guarantee of authenticity.

4. Steer Clear Of Chain (No Pun Intended) Stores

Sure, it might convenient for you to head to a store in the mall or a big-box chain when it comes time to purchase gold chains.

But even if you’re able to walk out of those big-name stores with a chain in a couple of hours, it won’t be worth it when you learned how much you overpaid.

In fact, the average markup when it comes to jewelry stores can range anywhere from 26-110% — meaning that you’re actually paying more than the jewelry is really worth.

That’s not a situation you want to be in.

Instead, stick with qualified online retailers or the smaller stores. Not only will you likely get better customer service, you also won’t end up the victim of a serious markup.

5. Look For A Used Option

If you’re interested in gold chains but don’t yet have the income to buy a new one, then going with a used option is a smart way to shine and save money at the same time.

Head to your local pawn shop, visit a vintage jewelry store, or even comb through places like a flea market or garage sale to find what you’re looking for. If you decide to buy online, through Craigslist or Etsy, always make sure that you ask the seller to provide you with a certificate of authentication.

There’s no shame in buying used. Plus, it can be lots of fun to hear the stories of the “past lives” of your gold chains!

This is the perfect option for those of us who are on a tighter budget — and aren’t afraid to do a little digging.

Ready To Buy Gold Chains?

We hope that this post has made the process of buying the perfect chains a little bit easier for you.

Remember, it’s all about knowing your prices, buying based on your needs, and ensuring that you’re getting sold a real piece.

Have questions about how to save money in other parts of your life? Want a little advice about how to perfectly style your new chains?

We can help!

Spend some time on our website and blog to access not only information on the best work from home jobs, but also for tips and tricks on how to live the chic lifestyle on a budget no one would believe!

Shopping online is a busy mom’s dream come true.

You get all the benefits of retail therapy paired with the convenience of never leaving the house. Plus, you can find some great deals on the web to save you big-time cash.

But when it comes to buying clothes, the online route can be a bit tricky. After all, it’s hard to know if something feels good until you actually try it on.

Here are a few steps to take to ensure your online clothes shopping experience is a great one.

1. Take Your Measurements

Having your up-to-date measurements is an essential part of successfully shopping for clothes online.

Not every clothing line’s labeled sizes are equal.

One company’s large shirt and another company’s size large could be significantly different. A pair of pants could have the same waistline, but very different cuts and fits around the thighs and groin.

But accurate measurements can be the great equalizer. By taking measurements of key areas of your body, you’ll know exactly what you need.

Once you have your updated measurements taken and noted, you can compare them with the size charts on shop websites.

2. Read Reviews

Online reviews are a great resource when you’re buying a product for the first time.

Even though you’ve never made that purchase before, others have.

By reading reviews, you can see if the clothes fit true to their measurement guide. You can also find out if the fabric is soft and durable, or cheaply made and easily worn down.

Third-party feedback can help make your buying decisions a bit less of a shot in the dark.

3. Know the Return Policies

A lot of clothing stores understand that buying clothes online is a tricky process.

Many places are willing to work with you if you’re unsatisfied with your purchase, especially if you bought the wrong size. You can ship your clothes right back and try something different.

Before you buy something, check on the return policy for that site and make sure it’s a customer-friendly one.

4. Don’t Be Afraid to Go Foreign

Your natural instinct when shopping might be to stick to websites from your own country or language.

But the internet makes buying clothes a global experience. And since so many fashion trends arise out of different countries, you don’t want to miss out on some great designs.

Plus other countries can offer new and convenient ways to buy online. Look for the phrase “kledingshops met afterpay als betaal methode” on Dutch websites – it means you can wait to pay until after you receive your items!

5. Find a Go-To

Shopping online is very much a trial-and-error process.

Sometimes it takes a few purchases to nail down a preferred manufacturer or outlet. But when you find an online clothing store that sells things that feel comfortable and look good, you’re set.

If you find a shirt or pair of pants you love, don’t be afraid to go back to that well. You can order the same styles and sizes, but in different colors to add some variety to your wardrobe.

Once you find a go-to shop, buying clothes online becomes a whole lot easier.

More Tips for Buying Clothes

Want more great tips for filling out your wardrobe? Head over to our Beauty and Fashion blog.

Webcams have become a staple in our society. We use them to communicate with friends and family.

Webcams are useful for long distance job interviews and other areas of the professional world. And webcams help you keep in touch with people who live far away.

Webcams are useful for a variety of reasons. But if your laptop or phone isn’t built with a webcam, buying one can be expensive. However, there are ways to save money on a new webcam.

Don’t be behind during a long distance work conference or keeping up with the long-distance family member. Here are ways to save money on a web camera.

Read Reviews

Buying a cheap webcam may seem like the best idea.

But there’s a lot that goes into the quality of a webcam. Common issues faced with cheap cameras include low resolution, low frame rate, and bad focus. You want a cheap web camera, but you don’t want one that’s bad quality.

It’s important to read reviews. When you see a cheap or discounted webcam, be sure to research the camera.

The best way to be sure a camera is a great quality is to see what others have said. Go to the retailers’ page and read the reviews. You can find professional reviews and even demos online.

There are also articles that review different cameras and includes the prices. Find these articles and find a great webcam that’s affordable.

While a cheap camera may not be the best, you want to pay for some kind of quality. You don’t want your camera buffering or showing a low-res image when you’re talking to your family or a future employer.

Buy an Older Model

It’s not uncommon for a camera to have a price reduction; when a company releases a newer model, they discount the older model, even though that camera is still great quality.

Maybe there’s one particular camera you had your eye on. But don’t purchase that camera immediately.

When it first goes on the shelf, it’s more expensive. Wait a year and buy it. After the camera has been out for awhile, it’s reduced in price. When an updated or new camera is released, that camera will decrease even further.

Look for Discounts

What’s the best way to get amazing quality web cameras for cheap? Find discounts. You can even find good discounts on HD-quality webcams.

Just be careful about the sale cameras. Some of these are off-brand and cheap models that didn’t sell, so retailers offer them at a cheap price to get them out of their inventory.

But if you can get a nicer camera for a discounted price, you might as well look for high-quality and brand name cameras that are on sale or sold cheap.

You can find these cameras online and at discounted retailers.

Black Friday and Holiday Deals

The easiest way to find a high-quality web camera for cheap is by looking for Black Friday and other holiday deals.

With eCommerce options and in-store specials, there are lots of ways to purchase an amazing webcam for cheap during the holidays.

Black Friday and Cyber Monday are your best bets. The discounts are the best, you can avoid waiting in long lines when you order online, and there are plenty of webcams to choose from. But keep in mind, these products usually sell out fast.

If the webcams sell out on Black Friday and Cyber Monday, most stores have deals all throughout the holidays.

Even after Christmas, you can still find discounted cameras. These stores are trying to sell their holiday inventory and open up their store for new products.

The holidays are the perfect time to treat yourself to a discounted webcam.

Know the Price Range

Compared to other cameras, web cameras aren’t that expensive.

You can get a decent webcam for about $50. Compared to other cameras, that go for at least $200, the price of a webcam isn’t bad at all. There are more expensive, but these are the extremely fancy cameras professionals use.

If you’re looking for a webcam for gaming or for communication, you don’t need anything fancy. But you do want a camera with good resolution and durability.

For the good quality cameras with bare minimum features, you should know their price range.

For a decent camera, expect to spend between $20-$55. If you’re buying a camera in the $20 range, expect it to be an unknown brand so be sure and do research. Name brand and great quality cameras are between $30 and $50.

Anything above $50 and you’re getting some of the best webcams on the market.

These cameras are best if you stream yourself gaming or offer any online classes. But if you simply want to talk to friends and family, the lower price webcams will work fine.

When You Will Need to Spend More on a Webcam

You can’t beat the price of a traditional webcam, but you may need a specialty web camera.

These are more expensive. If basic webcams won’t satisfy your needs, you need to know when you need to shell out more money. Fortunately, there are cheap options with these cameras.

Security Cameras

If you want a good security camera system, expect to spend at least $100.

These cameras are concealed, oftentimes looking like another object.

But fortunately, you can get these cameras discounted. A perfect example is Sentel Tech wifi camera. These cameras are amazing, offers more security for your home, and they regularly have sales.

Network Cameras

These cameras are similar to standard web cameras, but transmit the data through a wireless network.

These are mainly used for television, security purposes, and video conferences. The main difference is these cameras need to be connected to wifi.

Expect to spend around $300 for one of these cameras.

Time to Buy a Cheap Web Camera

Webcams can do a lot. You can talk to friends or have a long distance job interview.

Some even have the technology to record and stream. Whether you want a fancy webcam or a standard one, there are ways to find discounted webcams.

For more ways to save money, look at our money-saving advice.

Once the question is popped and you have a sparkling engagement ring on your finger, the fun of planning a wedding begins.

But while many brides dream of their wedding day and the dress that they’ll wear, finding that dress for real can be a challenge.

Luckily, with a little planning and consideration, you can make finding your dream wedding dress a breeze.

Keep reading to a few easy tips for finding and buying the perfect dress for your big day.

Find Your Perfect Shape

With so many different dress options out there, it can be easy to get overwhelmed when shopping for your dream wedding dress.

Starting the process by narrowing down your options to only the shapes that you like will help.

You don’t necessarily need to limit your search to a single shape. After all, each dress will fit differently, and you may find that you like several different dresses in several different shapes.

But most brides will find that they do not like certain shapes. For instance, if you can’t imagine walking down the aisle in a dress that is as wide as you are tall, you may be able to rule out ballgowns.

By narrowing down the shapes that you like and those that you don’t, you’ll be able to give your attendants at bridal stores a better idea of what you’re looking for. In turn, they’ll be able to pull dresses that fit your style better, to help you find your dream wedding dress.

Set a Budget

There are gorgeous bridal gowns out there for every budget. Even high-end designers like Morilee Madeline Gardner offers gowns for every brides’ budget.

But to avoid trying on dresses and then being disappointed when you fall in love with one and can’t afford it, it’s best to set your budget from the start and then stick to it.

If you start shopping and have trouble finding a dress within your budget, consider whether you could make some extra money before the big day to make up the difference.

If you do decide to go above your budget, just make sure that you don’t go so far beyond it that you leave yourself and your new spouse in debt as a result.

Choose the Right Color

While it may seem odd to freshly engaged brides-to-be that you need to consider what color you want for your bridal gown, it’s actually an important detail to think about before you start shopping.

While white may seem like the obvious answer, the reality is that “white” can mean many different things.

Bridal gowns come in so many different shades of white and ivory that the options can seem endless. To help narrow it down, you need to make a few key decisions.

First, decide whether you want bright white. While some brides want to stick to tradition and choose white, it can be an unflattering color for some skin tones.

If you decide to stray from bright white, you should then think about what shades of off-white will complement your skin tone. For instance, if you have fair skin, bright white may make you look washed out, while ivory with yellow-tones will make you glow.

If you aren’t tied to tradition, you could also opt for a dress in a shade other than white.

While studies show that 93 percent of brides choose a white or off-white shade, an increasing number of brides are opting for non-traditional hues, like red, pink, or black.

Imagine Your Dream Wedding

When you’re in a bridal store trying on beautiful gown after beautiful gown, it can be easy to fall in love with all of them.

To make it easier to narrow your options, try to picture your wedding day.

Think about how you want to look when you walk down the aisle. Will you be floating down the walkway of a massive church in a gown that rivals the setting’s beauty? Or will you be barefoot in the sand in the glow of a beach sunset?

Picturing your big day will help make it easier to decide what your dream wedding dress looks like.

Consider the Details

Besides choosing the color and shape of your dream wedding dress, you’ll also need to think about what kinds of details you like.

For instance, you could choose all-over lace or a few lacy details, a touch of bling or a dress that’s covered in glitter.

Knowing which details your dream dress must-have can help rule out some dresses, and make it easier for attendants at bridal stores to help you find your dream wedding dress.

Know Your Setting

Just as picturing your big day can help you figure out what your dream dress will look like, considering the setting of your wedding can help ensure that you choose a dress that is both beautiful and functional.

For instance, a long-sleeved, heavy gown may leave you miserable if your dream wedding is an outdoor event on a hot summer day.

If you’re dreaming of a beach wedding, consider whether a long, full ballgown will get in your way or pick up sand during your walk down the aisle.

If you’re traveling for a destination wedding, you’ll need a dress that you can pack easily, or else make arrangements to have it professionally delivered or steamed and prepped when it arrives at your destination.

Choosing Your Dream Wedding Dress

Finding and buying your dream wedding dress doesn’t have to be a challenge.

By setting and sticking to a budget, considering your options and what you like before you shop, and keeping your big day in mind while trying on gowns, you can find the perfect dress.

Regardless of what you choose and how much you spend, a wedding dress is a big purchase. To help make it a little easier for you and your future spouse’s finances, check out these DIY tricks for living frugally.

Start following them now, and you may be surprised at just how much you can save on everyday expenses, giving you more to spend on your dream wedding or your dream honeymoon!