Category: Frugal Living Tips

How to Take Care of Your Eyes: A Simple Guide

Can you imagine going through life without your eyesight?

It definitely wouldn’t be pleasant or easy. Unfortunately, most people take their eyes for granted until there’s a problem.

If you are one of the lucky people born with healthy eyes and great eyesight, it’s important to understand how to take care of your eyes to prevent vision problems in the future.

This article takes a deep dive into taking care of your eyes now so that you’ll still have good vision for many years. Keep reading to discover insight into eye care tips everyone needs to know.

Good Vision Starts With a Healthy Diet

Believe it or not, eating the right foods can promote healthy vision. The key is to focus on nutrients including Vitamin C and Zinc. That’s why it’s important to eat eggs, dark berries, grapes, and carrots.

You should also include plenty of fish in your diet, such as salmon, tuna, and sardines. These foods contain omega-3 fatty acids which promote brain function and improve memory.

Wear Sunglasses

Next up, get in the habit of always wearing sunglasses when you’re outside. This will help protect your eyes from exposure to damaging UV rays.

Avoid Touching Your Eyes

Keep your hands away from your eyes. Why? Well, because your fingers can damage the surface of your eyes and spread bacteria that lead to diseases.

Drink Plenty of Water

Next, you need to stay hydrated. This means drinking plenty of water throughout the day, even when you don’t feel particularly thirsty.

Keep in mind that your body needs water to function optimally, and this includes your eyes. The best strategy is to keep a refillable water bottle with you at all times so you’ll always have access to a cold drink wherever the day happens to take you.

Find a Good Eye Doctor

One of the best ways to make sure that your eyes stay healthy long into old age is to find an experienced eye doctor in your area. These medical professionals are your first line of defense in diagnosing vision issues and providing care that will keep your eyes sharp and clear.

It’s also important to invest in annual eye and vision exams.

Stop Smoking

The simple truth is that smoking is gross, and it’s also killing you.

If you never developed the nasty habit of smoking cigarettes, congratulations. But if you did, it’s never too late to stop.

After all, it’s no secret that smoking is one of the most unhealthy habits a person can have. In fact, it can lead to a long list of health issues, including cancer and heart disease. It’s also a contributor to vision problems such as macular degeneration.

A Guide On How to Take Care of Your Eyes

It’s no secret that staying healthy is important. This includes your heart, your lungs, and eyes, etc. Fortunately, these tips will help you understand how to take care of your eyes so that you can enjoy healthy eyesight during your entire lifetime.

Please continue exploring the amazing content on this blog to discover more lifestyle tips and advice.

3 Ways to Save Money in Your Long Term Healthcare

Did you know that the healthcare industry is worth almost $12 trillion?

With so much money involved, it can be intimidating choosing a healthcare plan. Fortunately, there are tips and tricks you can use so that you won’t break the bank.

Are you wondering what you can do? Keep reading to learn all about 3 ways to save money on your long-term healthcare.

1. Pick a High-Deductible Plan

When it comes to medical costs, there are pros and cons to choosing between a high deductible and a low one. The first thing you should do is assess how often you go to the doctors or get prescription medicine.

If it’s not often, then you can save money by getting a high-deductible plan. This will allow you to pay less on your premium every month.

However, health isn’t a static thing. Just about anyone can fall ill at any time. If that happens, you can end up paying a lot more because of your high-deductible plan.

With this in mind, it’s important to be realistic about your health and take the time to weigh the pros and cons.

2. Invest in a Health Savings Account

If you want to save money on your long-term health care, then you’ll want to make full use of a health savings account (HSA). The great thing about an HSA is that every dime you put into it is free of tax.

As if that wasn’t enough, you also have the option of making tax-free withdrawals to pay for certain healthcare costs, such as a visit to a reliable orthopedic doctor. You can even write off some of your contributions to the account as deductions when doing taxes.

Simply opening an HSA can give you lower premiums every month on your high-deductible healthcare plan.

You’ll be glad to know that all contributions to your HSA roll over every single year. That way, your money doesn’t go to waste.

3. Don’t Go Outside Your Plan’s Network

Whether you’re paying for preventive medicine or other services, you’ll always save money when you stay within the network of your healthcare plan. This is why it’s so important to do research ahead of time.

If you don’t like any of the doctors or facilities that come with your plan, then you shouldn’t be paying for it to begin with.

Once you find the perfect health insurance plan and provider, be sure to use what their network has to offer so that you can save money.

Are You Ready to Save on Your Long-Term Healthcare?

Now that you’ve learned all about 3 ways to save money on your long-term healthcare, you can get the coverage you need without breaking the bank. Be sure to let your friends and family members know how they can save too.

There’s always plenty to learn when it comes to health and fitness, technology, business products, and other hot topics. You can be sure to stay in the loop by bookmarking our site and checking in whenever you get the chance.

The Ultimate Guide to Finding Affordable Dental Care

In the United States, an estimated 26% of adults have untreated tooth decay. Moreover, close to half of adults aged 30 and over have gum disease. What’s even more concerning is that many of these problems are highly preventable.

Having access to affordable dental care is one of the ways to keep such oral health diseases at bay. Unfortunately, though, the US has some of the most expensive oral healthcare services. In fact, researchers estimate total dental spending this 2021 to reach $154.9 billion.

There’s still good news, though: there are several ways to help cut your dental costs. This guide will go over such methods to finding affordable oral health services, so be sure to read on!

Medicaid Coverage for Dental Care

As of February 2021, more than 74.22 million people in the US enrolled in Medicaid. Medicaid, in turn, is a state-administered health insurance program. However, it also provides dental coverage to some of its members.

Medicaid is available for children, low-income adults, the elderly, and pregnant women. People with disabilities can also enroll in this public program.

For children enrollees, Medicaid provides guaranteed dental benefits through its EPSDT program. EPSDT stands for Early and Periodic Screening, Diagnostic, and Treatment.

Under EPSDT, children can get covered treatment for mouth pain and infections. They may also qualify for teeth restoration and dental health maintenance services.

By contrast, not all adult Medicaid members have access to comprehensive dental care. For example, less than half of US states provide such coverage to adults under Medicaid. Still, all states cover at least emergency dental services under the program.

With that said, be sure to check your Medicaid dental insurance benefits. It may include services that can help you get affordable dental care.

Medicare Advantage Plan with Dental Benefits

Medicare Advantage, also known as Medicare Part C, may cover some dental costs.

For example, some plans provide partial coverage for oral exams and dental cleanings. They may also help pay for diagnostics and restorative services such as fillings. Others may even have coverage for root canal and gum disease treatment.

Regardless of the type of Medicare Advantage plan, you’re likely to pay a portion of the costs. For example, you may have to pay a 50% coinsurance or a certain amount of copayment. That’s still better than paying 100% of all your dental costs, though.

What’s more, the Part A of your Medicare may also pay for inpatient hospital care due to a dental procedure. It may also help cover complicated or emergency dental procedures. However, these benefits usually only apply to medically necessary dental services.

Marketplace Health Plan with Dental Coverage

The latest data shows that 11.3 million people in the US have a Marketplace health plan. If you’re one of these folks, you may be eligible for dental benefits. That’s because some Marketplace health plans include dental coverage.

Such plans can help pay for basic or preventive dental service costs, such as teeth cleaning. They may also cover x-rays, fillings, and other diagnostic services.

Stand-Alone Dental Insurance

Almost six in 10 US adults aged 19 to 64 receive private dental insurance benefits. These stand-alone plans offer some of the most comprehensive dental benefits. They provide coverage for basic, preventive, and yes, even restorative oral healthcare services.

Most dental plans cover teeth cleaning, diagnostics, and dentist fees. They also help pay for pricey procedures like bridges, crowns, and fillings. Some even have coverage for orthodontics, such as braces, retainers, and Invisalign.

If you don’t have dental insurance yet, it’s time to shop around for a plan with adequate benefits. To ensure you get the most out of your plan, list all the services and treatments you need or want. Then, look for an insurer providing enough coverage for them at affordable premiums.

It’s also important to factor in the insurance company’s network of affiliated dentists. If you already have a preferred dentist, make sure your doctor is part of that network. Otherwise, your plan may not cover the costs you incur with a non-affiliated dentist.

In-Office Dental Financing

Compassionate dentists understand that not everyone is willing to pay for insurance. They also know many insurers have extreme limitations or offer too little coverage. For these reasons, most reputable dentists offer their own in-office financing plans.

For example, a reliable Invisalign provider may offer an installment payment scheme. In this case, the specialist may divide your total treatment cost over a period, such as 12 months. So, you’d only have to make smaller monthly payments for a year rather than paying the entire bill upfront.

Another example is an in-office dental plan or package similar to a dental insurance plan. The main difference is that an in-office plan comes from the dental office itself and not an insurer. So, your contract would be with your chosen dentist.

In-office dental packages usually come with a set of free services that you can get within a span of a year. For example, its cost may cover two visits, two cleaning, two fillings, and two extractions. Some higher plans may also come with a free x-ray and a once-a-year scaling and root planing.

Such plans may be more affordable as their combined costs come with a discount. However, you may have to pay for the entire plan in one or two lump sums. Still, the discount may be enough to offset the higher individual costs of each service.

Time to Explore Your Affordable Dental Care Options

As you can see, there are ways to secure affordable dental care, from insurance to dentist plans. If you want to get a dental plan, make sure your dentist is part of the insurer’s network. If you don’t want to go with the Marketplace, then at least seek a dentist who offers financing or in-office plans.

The most important thing is not to delay getting dental treatment. This way, you can keep costly preventable oral health woes at bay.

Ready for more tips on saving and other money matters? Then please feel free to check out our other guides and blog posts!

10 Ways You Can Learn How to Budget and Save Money in 2021

With 69% of Americans saving 10% or less of their income, saving has never seemed harder for the entire country. 

There are many reasons it’s difficult. You’re tempted to spend money that comes in, or there are so many things you need to buy that it can seem impossible.

Even when it seems impossible, however, you can put money aside. You just need to know all the right budgeting tips.

Read on to find out how you can save more money than you thought possible. This is how to budget and save money. 

1. Make a Plan

Whether you’re wondering how to save money for a house or how to save money each month for an emergency fund, you should make sure you have a plan! Sit down and work out how much you spend in a month.

Be honest with yourself.

You can then work out exactly how much it’s possible for you to put aside. 

2. Shop Smart

When it comes to how to save money on groceries, shop smart, not lazy!

You might have your regular store and items that you go to every week when you grocery shop, but you should branch out.

Take an afternoon to look around different stores. You might find that they have items cheaper, or even cheaper alternatives.

If your current lifestyle isn’t making it possible for you to save as much money as you’d like, start with the basics like grocery shopping and make changes there.

3. Check Out Every Service Available

Whether you need something down on the house, a medical service, or something else entirely, it’s important to check out all of your options! Learn more about one of those here.

If you don’t do your options, you won’t find the cheapest or best choice. 

4. Thrift

Clothes shopping can make it feel impossible to save money. We tend to need new clothes every season, or our weight can fluctuate and we can change sizes.

Or it can just be too tempting to spend money on clothing sites!

Instead of doing that, try thrifting instead. You can find some amazing items in thrift stores for a fraction of the price. 

There are even thrift stores online.

5. Track Spending

The most important thing you can do to save money is to track your spending. Make sure you get a good idea of how much you spend by taking a month and noting down everything you buy.

Alternatively, you could go through your bank statement for one month and note everything down from there.

By doing this, you can see what was unnecessary and what you spend if you’re only doing the bare minimum. You can then find a balance about how much is appropriate to spend. 

6. Automatic Savings Transfer

You can set up an automatic savings transfer at your bank, so money goes straight to your savings every month!

Some banks even have a feature where they transfer the change from a purchase. For example, if you spend $19.56 on dinner, $.44 would go to your savings. It’s an easy way to transfer money that you wouldn’t otherwise notice and end up with a nice surprise in your savings after some time. 

7. Meal Plan

You can also meal plan. Bulk buy ingredients and spices because although it will seem like a lot to spend in that second, you’ll end up having dinners for many weeks to come. 

Sit down and plan out your meals, because then you won’t be tempted to order takeout on an app or eat out at a restaurant!

8. Delete Shopping Apps

Speaking of apps — they can be the most tempting things. Whether it’s takeout food or clothing store apps, it can be so easy to open one up and shop when you’re bored.

Resist the temptation by deleting UberEats, DoorDash, Amazon, and any other app that might tempt you into spending. You’re less likely to get bored and shop if the app isn’t actually there. 

You can also delete saved payment info from your phone so it doesn’t autofill and is more of a hassle to buy things. It might discourage you!

9. Save Energy

You can use energy-saving appliances and LED lightbulbs at home to reduce your energy bill.

If your AC or heating bills are high, consider looking at getting your attic insulated too. It’s one big expense, but it’ll save on energy bills for years to come, and you should always look to the long term. 

10. Work From Home

If you can, find a remote job. You’re likely to save a lot of money.

For one, you won’t be tempted to eat out at lunch because you’ll be at home and have food there. You’ll also save on travel expenses, whether it’s a commute on public transport or gas money.

Remote jobs can be very handy for saving money. Even if you don’t have one, ask your employer if it’s possible to work from home a couple of days a week. You might be surprised by the answer — and the benefits. 

This Is How to Budget and Save Money

When it comes to how to budget and save money, it can be a difficult task. Many people think they simply don’t make enough to save, or don’t have the willpower to do so.

However, it’s possible for anyone to save! All you need is a little guidance and self-control and with that knowledge, you’ll be building up your savings account in no time.

For other money-saving tips and other related posts, check out the rest of the site. 

11 Interesting Facts About the Human Heart

Have you ever seen a human heart?

The symbol for the human heart was invented by songwriter Henry Dacre. The adorable heart-shaped logo has been a symbol of love for almost 100 years! However, the cute drawing doesn’t resemble our actual hearts at all. 

In reality, a human heart is more globular and undefined. While our hearts might not be romantic looking, they’re still fascinating nonetheless!

So, how exactly does the human heart work? Read on to find11 amazing facts about the human heart. 

Fact 1 Heartbeats

First, on our list of facts about the human heart, let’s talk heartbeats. The average human heart beats 72 times per minute. That’s over 1 beat a second. By the time you’re done reading this article, you’ll experience hundreds of heartbeats!

Fact 2 Heart Weight

In a healthy adult, the heart is typically located about midway between the shoulder blades just below the rib cage. It weighs approximately 300-350 grams and is capable of pumping about 2,000 liters of blood every day.

Fact 3 Heart Modes

The human heart has its modes The sinoatrial node (SA node) is responsible for making the heartbeat regular. Whereas, the atrioventricular node (AV node) makes sure that each contraction of the heart is synchronized with a beat from the other ventricle. You can always get more info about your heart rhythms, to understand your body better.

Fact 4 Heart Rate

A person’s heartbeat can change from second to second because it speeds up with exercise or slows down when you’re resting. Take a deep breath, relax a minute, and your heart rate will begin to regulate.

Fact 5 Heart Failure

Heart failure occurs when your kidneys cannot eliminate enough waste products. This causes fluid to build up in your lungs and around your heart, eventually interfering with its ability to pump properly and sending sufferers into congestive heart failure.

Fact 6 Heart Muscles

The human heart is the first or second most powerful muscle in the body.  The powerful muscle beats approximately 3 billion times during the average person’s life.  The heart contracts and relaxes to pump blood through our bodies. The ventricles (lower chambers) are responsible for pushing the blood into the arteries, which then carry it throughout the body.

Fact 7 Baby Hearts

At birth, a baby’s heart is about the size of his fist. It’s at this time that the heart pumps 6 ounces of blood per minute (18 liters per hour).

Fact 8 Heart Size

The average human heart weighs between 12 to 14 ounces (350 grams) and is about the shape of your fist (width-wise) too. Go ahead and make a fist to get a good feel for what your heart size is.

Fact 9 Heart Lifespan

The average lifespan of a human heart is about 75 years. However, with the right lifestyle choices, you could be enjoying 100 heartbeats per minute for years to come! You can prevent all sorts of heart diseases, and heart conditions, by simply exercising for a few minutes every day.

Fact 10 Women’s Hearts

Next on our list of heart facts, let’s talk about gender differences in heart functions. A woman’s heart beats faster than a man’s by approximately 30 to 50 percent. This difference may be because women generally have smaller arteries and veins.

Fact 11 Animal Hearts

Up until now, it was believed that the human heart was closely related to a dog’s heart. But researchers have recently identified it as being somewhat similar to a pig’s heart!

Learn More Facts About the Human Heart

Now you know 11 interesting facts about the human heart. The next time you see this symbol of love, keep in mind how fascinating and powerful your own heart is. It’s capable of pumping blood through your body with strength and speed, but it can also fail under certain circumstances.

Hopefully, these useful insights will help you understand your health better so that you’re able to take care of yourself accordingly. Now, look up a photo of the human heart so you can see what it looks like. Then why not read another article?

3 Simple Ways to Eat Healthier and Improve Your Life

The thought of eating healthier is enough to make anyone groan. Say goodbye to the foods you love and hello to bland, boring rabbit food, right? Wrong!

Making the changes to have a healthier diet does not necessarily mean you need to jump on a flavorless fad diet. Instead, intuitive eating and an active lifestyle are much more feasible for the average person.

If you want to eat healthier and change your lifestyle but aren’t sure where to start, keep reading for some of the best tips to help you start your wellness journey.

1. Make Smart Substitutions

You don’t have to sacrifice your favorite foods to start living a healthy lifestyle. Instead, make health-based swaps when cooking or ordering out.

For example, choosing grilled chicken over fried or breaded options is a great way to enjoy your favorite dish while making smart food decisions. You can visit https://easilywellness.com/ for more healthy snack alternatives.

By eating the foods you love, to an extent, you won’t feel dissatisfied after you finish your meal. This can help satiate cravings and prevent you from binging on unhealthy foods, thus hindering your progress.

2. Cut Out Unnecessary Calories

While going cold turkey on all of your favorite foods is discouraged, it is important to cut out extra or “empty” calories. These calories primarily come from drinks and sweets.

Drinking soda or coffee with a ton of extra sugar and fats can hinder the progress you’re making with your meals. This can be frustrating for many, as these calories are often hidden.

Instead, one of the best wellness tips is to opt for water, sugar-free juices, or coffee with low-fat milk.

3. Balanced Meals

While you may think skipping a meal or limiting the amount of food they eat at each meal will help them lose weight or eat healthier, this isn’t entirely true. In fact, undereating can be very harmful

Instead of skipping meals, be sure to have at least 3 full, balanced meals a day. A balanced meal should have vegetables, grains, proteins, and healthy fats.

While it may not always be practical to have an ideal meal three times a day, it is important to try to get all of the necessary food groups in your diet every day. This will ensure you get the proper vitamins and nutrients. 

Eat Healthier and Change Your Life

Eating healthier and focusing on your overall wellbeing doesn’t have to be stressful or feel like a punishment. Similarly, it’s not the end of the world if you slip up and indulge. Don’t be too hard on yourself when trying to eat healthier.

It’s important to remember that you should eat healthier because it’s good for you. Your body deserves the nutrients and minerals found in healthy food! Once you begin eating better, you’ll start to feel better too!

If you’ve found this guide to getting well helpful, be sure to check out the rest of our website for more great health and lifestyle content.

What Are the Different Causes of Foot Pain?

According to a study conducted by the American Podiatric Medical Association (APMA), more than 77% of survey respondents said they have experienced foot pain. However, only a small amount of those individuals would seek medical attention to identify the causes of foot pain.

If you are one of these individuals living with foot pain, you understand the severity and aggravation of this condition. Foot pain can interfere with your daily life, job, and even relationships. If you feel your foot pain is holding you back, then you need to take action.

The first step is to understand the types of foot pain. By identifying foot pain causes you can get the treatment you need and begin living a more comfortable and normal life.

Don’t worry about taking the time to research! This guide has done the job for you. Read on to learn everything you need to know and begin living with ease. 

Plantar Fasciitis 

Plantar Fasciitis is a type of foot pain that is caused by overuse. This occurs when the fibrous tissue at the bottom of the foot becomes inflamed.

That inflammation causes pain and difficulty walking, standing, or performing other active functions. This pain is most noticeable in the heel of the foot. 

Bunions 

Bunions can be unattractive and painful. These are hard bumps that form on the joint of the big toe.

A bunion causes pain and friction when shoes rub against the toe. And if a bunion becomes inflamed, it may feel extra sensitive or sore. 

Corns 

Corns are hard bumps that form on the toes. Unlike bunions, these bumps tend to be smaller in size with a very hard center.

Corns can cause top-of-foot pain and place downward pressure on toes. This can make wearing particular shoes or doing activities extremely unpleasant. 

Hammer Toes 

If you feel pain in the front of your feet and a curling sensation, you may have hammertoes. Hammertoes are a common foot pain that occurs when toes bend and curl inward at the joint.

This condition can result from injury. But, depending on your toe or foot shape, you may have a predisposition. 

Foot Sprain or Fracture 

Even long after healing from a foot sprain or fracture, you may wonder why do my feet hurt? Any trauma to the feet can create long-lasting pain. That’s because the tendons and muscles around the bones can be sore and become inflamed with walking or activity. 

Ill-Fitting Footwear 

While high-heels or pointy-toe flats are stylish choices, they may wreak havoc on your foot health. Ill-fitting footwear that squishes your feet or rubs your toes can create a multitude of feet pain and issues.

Ailments like bunions, corns, or even hammertoes can be caused by simply wearing the wrong shoe that doesn’t allow the feet to breathe or move. If you have questions about choosing the proper footwear or other concerns, check out these foot treatment options

These Causes of Foot Pain Can Help You Pinpoint Treatment Fast 

These are just some of the most common causes of foot pain you may experience. But, remember that choices such as footwear may cause more harm than you realize.

If you have any symptoms or identify with these foot pain issues you may need to seek medical attention or advice. Did you find this information interesting? Then, check out our other health stories.