TMR Frugal Living Tip #33

Today’s thrifty living tip is use cash when shopping. I take out so much cash and put them in envelopes marked grocery, spending, utilities, and other areas. I buy a gas card for myself and hubby to use each month since we get discounts on gas when using the store gift card. Since I have been using cash to buy the groceries, I have noticed I spend less. I still find that I can overspend even when I use my debit card. If having cash makes you nervous, then get a gift card to use. Once the money in the envelope is gone, then I quit spending for the month. This has been the best method I’ve tried for making myself accountable for my spending.

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