Today’s thrifty living tip is make your own cleaners. You are literally pouring money down the drain along with caustic chemicals. I put vinegar in a small spray bottle to use for counters, the sink, and cutting boards. It disinfects and won’t hurt anyone if ingested including kids and pets. This would also be great for high chairs and cleaning kids toys. I also use vinegar in the toilet bowl and bathroom sinks. Vinegar makes a great fabric softener and disinfects my towels and sheets. To clean vinyl floors I again reach for vinegar. It cleans my floors well and the smell usually goes away within twenty minutes.

For my stove top, I make a paste of baking soda and water. Just be careful not to get it close to the burner openings. I let it sit for 20 minutes, and just remove with a cloth and warm water. I may have to use a little elbow grease on the burnt on stuff, but this usually loosens it up making it easy to clean. There are lots of great recipes on the internet so just google homemade cleaners.

One of the benefits in living a sub-tropical climate is that I can grow vegetables when most of the country is buried under snow. I can grow food year round which helps my food bill plus I am outside in fresh air. I haven’t actually had much of a chance to start planting since it’s rained almost every day for the last two weeks. I’m expanding a little more for the fall season, but not too much so it’s overwhelming. I bought my seeds for baby spinach, green onions, and two variety packs of lettuce. I made sure one variety pack is slow to bolt since we usually have spring weather in late February. My father-in-law is giving me transplants of cabbage and broccoli.

I was very pleased with how well my garden did this past year. I had more than enough cucumbers which I used to make pickles. It was a big hit with our family. I want to learn how to can so I can give dill pickles as gifts. I decided to stagger the seeds so I don’t get so overwhelmed with everything wanting to harvest near the same time. This will be really helpful with the lettuce, cabbage, and spinach plants. My husband is really looking forward to the lettuce since he likes to eat salads in the morning for breakfast. If you live in a snowy climate then use your winter to make gardening plans and looking at seeds.

Today’s thrify living tip is to thin out those ultra concentrated dish liquids. I have noticed this new trend with the ulta concentrated liquids like dish and laundry detergents to even hand soaps. Of course the bottles are getting smaller so I’m not sure how much more you getting for the price increase. I also noticed that the coupon amounts have shrunk (ok pun intended). I used to be able to find $1 and 50 cent coupons, but now I noticed the manufacturers are issuing 50 to 25 cent coupons. I decided to battle this by adding water to thin it out. I found more was being wasted. I put 1/3 liquid into an empty bottle and just add water then shake to mix it up. I can now make a bottle last for several weeks which makes my stockpile last much longer. I recently bought 18 bottles from a CVS sale for $2.xx so this will last well over a year. I find that it bubbles better and the dishes are just as clean.

So you are probably wondering what is a free Christmas spending challenge. It’s a challenge that I’m doing this year to pay for Christmas with our pocket change and the things I get for free. This includes gift certificates I redeem from My Points and other reward programs. I am also using the change we’ve saved in a jar. I normally use this money to pay for presents for our family like DVD movies and games. This year we are on a tight budget like most people so I decided to spend less. I can still give nice and thoughtful gifts without spending a fortune.

I give gifts to around 30 people which includes my family, hubby’s, teachers, mail lady, and such. My hubby and I aren’t exchanging any presents this year unless I can score some great deals on DVD movies and/or games, but I’m not holding my breath. I also buy items for gift baskets that I get for free or almost free. I get lots of compliments on my gift baskets from my friends and family. I have Tupperware left from in my inventory that I will give as gifts. I do plan on making homemade treats this year like chocolate covered mint patties, peanut butter balls and fudge.

I already have several gift certificates saved up. I redeemed 2 $10 Subway gift cards and a $10 Chili from My Coke Rewards. I just ordered another $10 Chili gc so I plan on giving those 2 to a couple. I’m hoping to get the Snow White blu-ray DVD combo pack that will be on sale at Wal-Mart on Tuesday for $9.96 plus tax after I use the $10 off coupon I printed. That will make another wonderful gift. I also got stainless steel water bottles on clearance. I just requested a $50 check from my bank since I use a free checking rewards program. I am getting a $25 CVS gc from My Points which I will use to help pay for the great deals I’m getting. I also did the CVS Monsters vs Aliens deal this past week. I paid $6 for that movie which is a great stocking stuffer for my son. My son’s Christmas and Birthday is already paid for with all those Bionicle Legos we scored last October so click here to read about that great deal. I’m glad we saved them so that is a huge help to our Christmas budget. I found a couple more gifts I had bought but didn’t give them last year. I have a bad habit of forgetting what I buy people earlier in the year, and then buy something else when it gets closer to Christmas. I will report back and update my Christmas spending challenge especially when it gets closer to Christmas.

Today’s thrifty living tip is use a pencil eraser to remove scuff marks from vinyl flooring. This works great since we have vinyl floors in our kitchen. I find it easier than applying lots of elbow grease. Another way to eliminate scuff marks is to use a Brillo pad. Just make sure to rinse very well afterwards. You can also make a paste of baking soda and water and use a scrub pad on the marks. All of these work but I find the eraser is great for small marks. The other methods are better for big or several marks.