Today’s thrifty living tip is turn down your water heater to 120-125 degrees. I have mine set to 125 degrees which I find is comfortable for us year round. Most people have theirs set at 130-140 which can burn small children. You can save an average of 4% for every ten degrees you lower the temperature. Another way to save energy costs is to wrap the tank with a thermal blanket which can be bought at most hardware stores. If you have an electric tank, then setting a timer will also further your savings. Timers won’t work well with gas water heaters.