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Pet Therapy: How to Raise a Cat on a Really Tight Budget

Approximately 68% of US households own a cat, and why shouldn’t you?

Cats are amazing creatures and they make great companions. Coming back home to your furry little kitty can make any day better in an instant. After all, there are amazing health benefits to owning a cat and they can enrich your life so much.

But if you’re on a tight budget, you may think owning a cat is too expensive. It doesn’t have to be though.

Here is how to raise a cat without breaking the bank.

1. Buy in Bulk

Buying cat food may seem more expensive in bulk, but in the long run, it’s a lot cheaper. When you buy regular amounts of food, it all adds up fast.

Make sure to invest in bulk, high quality cat food. Hills Science diet cat food is a good example of bulk pet food which will keep your cat healthy. It doesn’t cost much and will keep your cat satisfied.

2. Make Your Own Toys

If you’ve seen any cat video online, you’ll know that cats find almost anything amusing. You don’t need to buy them the best toys on the market, they’ll play with anything!

Toilet paper rolls, pipe cleaners, and fleece toys are great! They’re safe and won’t choke your cat either.

Most of this stuff is free to make or cheap to buy the materials for. Look for tutorials online and have fun making your own!

3. Adopt From a Shelter

If you’re adopting a specially-bred or pure-breed cat, they’re going to be expensive. But if you only want an average house cat, head to your local shelter.

You can adopt a cat for pretty cheap and if you get an older cat it may already have its vaccinations. You can spend as little as $25 for a loving companion who will be forever grateful for a new home.

4. Restrict Outdoor Time

It’s no secret that most cats love to be outdoors. If they bring you little treats (i.e. mice and birds) it means they love you! But it’s not all gross fun and games out there.

Cats can fall from trees or eat something bad and they can get very sick. These can lead to expensive vet bills and bad health problems. The easiest way is to restrict the amount of time they spend outside.

Try to give them plenty of ways to stay entertained indoors so they won’t want to venture outside.

5. Look for Cheap Spay and Neuter Clinics

It’s important to make sure you get your cat spayed or neutered if they aren’t already. You may think it’s an unnecessary expense but it is important to do. If not it can lead to illness, pregnancies and a lot of mess!

Ask around in animal shelters and vet’s offices for information on low cost clinics. They take place in local communities to keep unwanted animal populations low.

You can save a lot of money this way so make sure to do your research and get it done.

That’s How to Raise a Cat Without Spending a Ton!

Now that you know how to raise a cat on a budget, now it’s time to get one! You won’t regret bringing a friendly feline into your life and you’ll both be happier for it.

Find this article interesting? Check out our blog for more ways to live your best frugal life!

Pet Life Insurance 101: Everything You Need to Know

You know life insurance exists for humans, but did you know there’s such a thing as life insurance for your pet as well?

That’s right! You can buy pet life insurance should your pet pass away like you would to protect your family in case of a tragic accident. However, although pet and human life insurance are similar in some aspects, they’re also very different in other aspects.

Read on to learn everything you need to know about pet life insurance.

1. What is Pet Life Insurance?

First of all, what exactly is pet life insurance?

Owners buy pet life insurance to cover costs should their companion pass away. Your policy will usually cover expenses like burial or cremation, and sometimes even bereavement.

Oftentimes, those who buy pet life insurance fall into two categories: owners of medical companion dogs or owners of show dogs/rare breeds.

Those who own medical companion dogs typically get reimbursed for the full cost of their dog.

Those who insure their pets can get reimbursement should their pet die accidentally, of disease, or of old age.

It’s also important to note that human life insurance often provides the family members of the deceased with a specific amount of money to help them carry on without the income the deceased person provided. For the most part, pets do not provide any specific income. Therefore, it is very rare that you would get money for this specific reason.

2. Is it Worth It?

We all love and cherish our pets. However, just because you love and cherish your pet does not mean you need to buy pet life insurance.

To decide if pet life insurance is worth it, you need to figure out what kind of loss will actually occur should you lose your pet.

Years ago, this question would have been a little odd. However, there are several instances today where pets generate income.

These include:

  • A show pet or purebred pet: These pets have a lot of value because they can either win prize money in competitions or generate money as breeding dogs.
  • A famous pet: Is your animal an actor or some sort of internet sensation? If your pet works in some sort of professional capacity or it has the ability to serve as sort of an advertisement to generate traffic on the internet, then it has some sort of tangible value to it.

If you’ve answered “no” to both of these, then usually there is not much reason to get pet life insurance. If you still want to protect your pet, then you may want to check out a different kind of pet insurance, such as pet health insurance, instead.

However, if you answered yes to either of these, then it is definitely worth considering getting pet life insurance.

Let’s now take a look at how to choose the right pet life insurance for your needs.

3. Check Your Existing Insurance Policies

First things first, you need to check your existing insurance policies.

It’s not always the case, but sometimes one of the insurance policies you already own also includes some form of pet insurance.

For example, if your pet falling down the stairs is a major concern, then check your homeowner’s policy. There’s a good chance that something like that is already covered by it.

4. Take a Look at Your Finances

If you find out that none of your other policies include pet insurance, the first thing you want to do is to consider your finances. Think about how much life insurance you would want to take out and how this would affect your overall budget.

Also, think about how much your pet’s death would affect your income. Can you cover costs for burial or cremation? Will you need to take some time off of work for mourning?

If the income is something you could easily make up for on your own, you may not need life insurance.

If, however, losing your pet will take a huge financial toll on you, then paying a few dollars in life insurance each month is usually worth it.

5. Have a Chat With Your Veterinarian

Another great way to figure out if pet life insurance is worth it is to have a chat with your veterinarian.

Your veterinarian can tell you more about the specifications of your pet’s current medical condition. They will be able to help you identify any other underlying illnesses, likely causes of death, and potential future problems.

Knowing what the future holds for your pet regarding their quality of life and how long your vet thinks the pet has to live, can make a difference when it comes to deciding whether pet life insurance is for you.

6. Check Out the Current Policy Options

Right now, there’s close to a dozen companies in the United States that offer pet life insurance policies.

If you decide that purchasing pet life insurance is the right move, make sure you evaluate your policy options before making a decision.

Check out the deductibles, premiums, and specific coverage plans. Make sure that the policy you choose covers the specific illnesses or incidents you worry about.

Last but not least, also make sure you are aware of the limitations of the insurance you choose.

For instance, many life insurance companies won’t cover pets over a certain age. Typically, around the age of 8 years old.

Pet Life Insurance: Wrap Up

As you can tell, pet life insurance is definitely not for every pet owner.

However, there are instances where buying pet life insurance is worth it.

If you have any questions about pet life insurance, be sure to drop us a comment below. Otherwise, check out our pet section to learn more ways you can help your favorite furry friend.

9 Pet Businesses Women Can Start Today

Did you know the pet industry in the US is worth $86 billion dollars?

If you’re looking to start a business in a booming industry, then this is it. It’s a huge niche with a staggering variety of jobs. And plenty of those jobs are things you could start a business with today. If you truly want to work with animals, there’s little to stop you.

Not convinced? Here are 9 pet business ideas a businesswoman can launch today.


Few people want an unruly pet, so training is often one of the first things pet owners think about when their pet is young. That’s the perfect chance to sell your services.

You don’t need qualifications to start dog training, but they’re recommended if you want people to take you seriously. You might struggle to attract business without recognition. But if you’re ready for a little commitment, you can build a quality business from pet training.


There are plenty of pampered pet prince and princesses out there. Setting yourself up as a pet groomer gives you a chance to borrow a pet for some quality petting time.

Even better, you can hand them back when you’re done! All the stress-relieving joy of pet ownership, none of the fuss.

Of course, you’ll need to have some real skills for grooming. No one wants their pet back looking like a ten topiary collision. But once you have some experience, the quality of your service will speak for itself and make it easier to attract new custom.

You’ll need to spend some time and effort marketing a grooming service for it to get off the ground, but word of mouth will help you spread awareness through your community.


Looking for more exercise and a job in the open air? Offering dog (or other pet!) walks is a great way to provide a service that pet owners are always looking for.

You’ll need to prepare yourself for all weather conditions and maybe some early starts, but an outdoorsy person could do worse for a day job.

Walking also benefits from having low overheads — there are few expenses besides travel and marketing. Although it’s not a scalable job when taken alone, you could hire other people to transform a side hustle into a full-fledged business.

Pet Sitting

Whether it’s children or pets, sitting is a time-honored classic of a job. Providing pet sitting services to your town is an excellent way to gain experience in working with pets.

Sitting might sound like the small time, but you can bring others into the fold to establish a company name that pet owners will trust.

Pet sitting also offers some great opportunities to branch into other services. You can combine it with one-to-one training, grooming, or walking services for a multi-purpose package.

Pet Boarding

Pet owners often overlook the realities of owning a pet when vacationing time comes around.

It’s tough to leave a beloved pet with a kennel. There’s no guarantee of quality care, even from a well-reviewed business. Many pet owners would instead choose to leave their pet with a trusted individual.

You can run a pet boarding house from your own home if you have enough space. You’ll need to kit the place out, but start with these products and you’ll soon equip yourself.

Luxury Spa

It’s not just people who love to get some luxury treatment on occasion. Offering health and beauty services is a fantastic way to spoil some pets rotten and show them at their best.

Many animals respond as well to massage as humans do. On top of that, there’s styling, breath freshening, bathing, and a host of other treatments to destress a beloved pet.

As a business, running a spa is also a great chance to earn a profit. While some of the ideas on this list have slimmer margins, a luxury spa has more prestige you can leverage to charge more. That only becomes truer as your reviews give testament to the quality of your services.

Yard Cleaner

Okay, this might not be one for the faint of heart. But many owners would love to be rid of the practical responsibilities of owning a pet so they can focus on the love and affection.

If you have a strong stomach and a strong back, cleaning up pet mess in yards is a good earner. You don’t need too much specialist equipment for it, either. It’s not the most glamorous of the options on this list, but it’s of definite value for pet owners.


If there’s anything more idyllic than working with pets, it might be making toys for a living. So why not combine the two?

Many pet toys are the product of faceless companies churning them out on assembly. There’s no care, no soul, and not even a guarantee that they’re using pet-safe methods.

As an artisan pet toymaker, you can guarantee all three. And the only thing more wholesome than giving toys to children is giving toys to good boys.

Prestige will help you make a profit here, too. When it comes to handmade goods, skill adds value above and beyond the cost of materials, and that’s where you can make the real money.

Pet Bakery

If there’s one business where artisans will always win out, it’s in food. There’s no level of mass production to match the care and attention of a dedicated bakery.

Many pet owners want the absolute best for their companions. Special treats, cakes, cookies, you name it — they just want to spoil their fur babies.

Much like being a toymaker, starting a pet bakery gives you a chance to deliver the kind of quality that comes from the heart.

Pet Business Ideas You Can Start Today

See what we mean? These are pet business ideas you can use to start a business today. There are plenty more out there, too. If you have your heart set on working with animals, there’s no better time to start than right now.

Looking for more business ideas? Why not take a look at our blog?

These 6 Luxury Pet Beds Will Make You Wish You Were a Pet

luxury pet bedsAre you one of the over 43 million Americans who own a dog?

Do you want to upgrade the over 16 hours of sleep that your beloved kitty cat gets every day (we know, we’re jealous, too)?

If you’re like most people, you already spoil your pets rotten. They probably eat better than you do, dress impeccably, and you’re on their schedule, not vice versa.

Your pet may not be a celebrity (not yet, anyways) but that doesn’t mean they can’t sleep like one!

In this post, we’re sharing just a few of our favorite luxury pet beds, so that your furry friend can dream of chasing mice and squirrels in a fabulous setting!

1. The Felix Chien Toile Dog Bed

Toile isn’t just for wallpaper anymore!

First up on our list of luxury pet beds? This elegant offering from Felix Chien, which depicts a lovely country scene and lots of wildlife to entertain your pet.

You can choose from four different sizes to ensure that your pet has all of the space they need. If you’re crate training your dog, you also have the option to purchase a crate cover and mattress in the same Toile print.

The bed is machine washable for easy cleaning and has a 100% cotton cover to keep your pet comfy in any room in the house.

2. The Big Barker Orthopedic Dog Bed

Does your pet sometimes struggle with walking? Do they have back or hip problems? Have you just noticed that their fur has a nice salt-and-pepper sheen to it now that they’re getting older?

If so, then this orthopedic dog bed is likely the right choice. Featured on Pawcastle’s guide to choosing the best beds for dogs, it’s expert and pet-approved.

It comes with three foam layers for added comfort that, like a memory foam human mattress, remembers and conforms to your dog’s shape. But don’t worry — the bed doesn’t get “sunken in” after a few weeks.

In fact, it’s been proven to hold almost all of the original shape for nearly 10 years. Even better? It’s cover quickly zips off, so you can toss it in the washing machine when it’s completely covered in fur.

Choose from burgundy, chocolate brown, or khaki brown to fit with your decor and your pet’s personal preference.

3. Beasley’s Couch Pet Bed

Next on our list of luxury pet beds?

This incredible, couch-shaped bed from Beasley. Especially if you’ve been trying (with limited success) to get your furry friend off of your sofa, this bed is exactly what you need to hammer the message home.

We love that it has an overstuffed bolster to support even larger breeds of cats and dogs, and is made from recycled fibers to minimize your impact on the environment.

Additionally, the bed doesn’t shift or mat up, which means that even if your pet is on the more rambunctious side, there won’t be any issues. If you have a larger breed, we highly recommend this option.

4. The Snuggle Sofa Bed From Enchanted Home Pet

Another one of our favorite luxury pet beds is this amazing option from Enchanted Home Pets.

It’s essentially a miniaturized version of a human couch, complete with legs and an elegant backrest!

The legs don’t only elevate the look of the bed. It will also help to keep your pet warm, especially if your home tends to get a bit drafty during the winter months.

We also love the minimalist white and gray pattern of this bed, which is essentially a take on the “hygge” trend for animals.

To clean it, use a damp rag with all-natural cleaning solution — or simply soap and water.

All you need to do is toss their favorite toy on the couch, and they’ll be sleeping peacefully for hours.

5. The Outdoor Chaise Bed From The Refined Canine

Do you have an animal that loves to spend just as much time outdoors as it does indoors?

If so, we think that this curved wicker bed from The Refined Canine is a perfect choice. Especially if you have a larger dog that’s between 55-75 pounds, they’ll enjoy the spacious look and feel of this bed.

Concerned about keeping the bed outside in the wind and the rain? There’s no reason to be. It’s been specially designed to stand up to the elements, and is even waterproof!

The pillow can be washed by machine, and for best results, we recommend letting it dry naturally in the sun to help it keep its shape.

We think it makes a great addition to any outdoor deck or porch.

6. The Haute House Isabella Pet Bed

Let’s be honest — if you’re shopping at Neiman Marcus for items for your pet, then you’re living life the right way.

We just can’t get enough of the final offering on our list of luxury pet beds, the Isabelle bed from Haute House, retailed at Neiman Marcus. It’s available in stark white (for those whose animals find muddy paws unbecoming) or blush pink for the millennial pet in your life.

It’s been designed with an elegant Alder wood frame and even comes with nailhead trim adorned with jewels. So, for pets who know that diamonds are a girl’s best friend, this is simply the only choice.

At 50 pounds, it’s on the heavier side, which is why we suggest that the bed take up a more permanent residence in your home.

Haute House also has several other offerings, including a Hollywood Regency-style circular pet bed that matches perfectly with the human-sized furniture the brand also designs.

Pamper Your Pet With These Luxury Pet Beds

Your pet can now live in the lap of luxury — but instead of falling asleep on your lap, they’ll snooze in one of these luxury pet beds.

Looking for more pet inspiration from your favorite celebrities? Need to find pet-friendly hotels for your next vacation? Can’t resist browsing through the latest trends in dog fashion?

We get it — and we’re here to help.

Spend some time on our website and blog to ensure that your pet is the envy of the park!

5 Benefits of Competitive Cheerleading for Teens

fotolia 34848772 subscription monthly mCompetetive cheerleading has a plethora of benefits for your youngster that will help them in there here and now, as well as in the future.

Cheering had over 4 million participants in 2016.

Why do so many young women love this sport? What are they getting out of it?

Keep reading because today we’ve got the top 5 benefits of what your child is going to receive from competitive cheerleading.

1. Physical


Competitive Cheerleading requires lots of tumbling. It’s a synchronized gymnast routine. To compete at the top level, everyone on the team has to be in shape.


Have you ever noticed the bodies of gymnasts? They’re nearly flawless. To be able to tumble with such speed and accuracy requires an immense amount of strength which constantly pushes the boundaries of what the human body is capable of doing.

Flexibility and Coordination

Competitive cheerleading can be dangerous if everyone is not completely focused on the task at hand. It requires not just gymnast-like flexibility and coordination, but also a laser-focus.

If you’ve ever seen a competition on television or visited Golden Dance & Cheer Academy, you’ve probably not considered how much flexibility and coordination are involved because everything happens so fast.

2. Leadership

Not everyone can be a leader. However, we all need them. We all have someone we consider a mentor.

Sports have a knack for bringing out leadership qualities in people and cheering is no different. Cheerleaders need to be cheerful. It’s part of their job.

Smiling and having a positive attitude are large parts of being a great leader. Getting a group of fans to continue to cheer on a losing team is no easy task.

3. Team Building

A cheer squad is only as good as its weakest link. Forming a great team means having a group that trusts each other.

They help each other to be the best cheerleaders they can be. They keep each other from slacking on workouts. Your child must be supportive, dedicated, and disciplined and so should everyone else on the squad if they want to be successful

Throwing an individual in the air for them to spin and flip means they need someone to catch them. If members of the team are being lazy or aren’t focused, a team member could be seriously hurt.

4. Confidence

Nothing says confidence like being in shape. Cheerleaders take pride in their appearance. Looking good and feeling good are proven self-esteem boosters.

Your child knowing they have the strength and stamina to do what they do will continue to make them confident as they get older. When they face challenges, instead of retreating, they’ll face and fight them head on thanks to the skills they acquired from cheerleading.

5. Building a Future With Competitive Cheerleading

Being a cheerleader sets your child up for success in the future. The strength, coordination, confidence, and leadership skills will take your child far.

Many cheer coaches have minimum GPA requirements to stay on the team and some units have mandatory study groups.

Being a cheerleader is all about the total package. They participate in fundraising and volunteer projects to give back to the community they cheer for. All of these efforts make for a stellar resume and look amazing on college applications.

All of the service projects, participation in the squad, and high GPA will only set your child up for success.

What do you think of today’s post? Leave a comment below, we’d love to hear your thoughts on competitive cheerleading.

5 Good Reasons to Buy Pets for Kids

pets for kids It’s obvious that children love animals. From toys to clothing to movies, animals are everywhere!

Even more than animals in general, kids love their pets.

There’s a reason why veterinarian is always a top answer when kids are asked what they want to be when they grow up.

Getting pets for kids can benefit them in so many ways. In this article, we’re breaking down the top five reasons why.

5 Benefits of Pets For Kids

Pets teach kids valuable lessons and life skills. Plus, they just make them so happy. What’s cuter than kids and puppies together?

Here are the best of those lessons, life skills, and joys!

1. Companionship

It’s no secret that pets and their owners experience a special bond. This bond gives both parties a sense of companionship. This companionship can be particularly comforting for kids.

It’s been proven that pets help reduce stress levels, likely because of their non-judgmental affection.

Kids are comfortable in front of their pets, even when it comes to developing skills like reading.

Reading to pets can help kids feel more confident when reading aloud. It helps shelter pets feel less anxious too.

2. Socialization

Interacting with pets helps kids learn how to socialize with humans too.

Kids, especially infants and toddlers, often find a connection with pets that is much easier to navigate than the complicated social world of humans.

Studies show that kids with pets often develop higher levels of self-esteem. This is likely due to the sense of competency that results from successfully taking care of another being.

3. Responsibility

It is important for kids to learn the effects of their actions, specifically the importance of responsibility.

Assigning a child with the responsibility of caring for their pet gives them the appreciation that they won’t get from completing other chores: the animal’s love.

The fun aspects, like play time and meal time, are great for young kids to take on. As they get older, it’s also good for a kid to learn the less fun responsibilities, like cleaning up after the pet. This helps to teach them to put in the work for the things they love in life.

4. Nurturing

Having to remember to care for another living being is a great lesson for a child’s developing mind and developing ego.

Kids who learn to instinctually care for a pet at a young age have a leg up in developing their sense of empathy.

Plus, the practice of being a caregiver builds instincts that we keep for a lifetime.

5. Family Bond

A pet that the whole family cares for can help strengthen the bond between family members.

Families grow closer with the shared experiences centered around the pet.

Even if a pet isn’t conducive to your lifestyle, animal centered activities can still help the family bond.

For example, a trip to an Interactive Aquarium can give the whole family new shared experiences outside of the day-to-day activities of school and work.

There You Have It!

Pets for kids can be a great developmental tool and a great way to make them happy all in one.

For more articles on kids and parenting, click here.

5 Money Saving Tips All Pet Owners Need to Know

petPet ownership can be pricey. One study found that a dog can cost over $40,000 over its lifetime.

But having a pet doesn’t have to break the bank. You can still give your four-legged friend the care they need while keeping costs down. We’ve got five money-saving tips that will keep both your pet and your wallet happy.

1. Buy Food in (Realistic) Bulk

It’s no surprise that buying pet food in bulk can lower the costs. You’ll pay less per pound by buying a bigger bag, especially with some online retailers.

But these savings are no good if the food goes bad!

Before getting sucked into the idea of bulk savings, think realistically about how much your pet eats. The amount a husky eats will be drastically different than a pug.

Measure out your pet’s daily intake and compare that to the food’s best before date. This way, you can get the best bulk discounts without wasting food (any money).

2. Make Your Own Pet Toys

Have you shelled out for store-bought toys only to see that your cat is more fascinated by a crumpled up tin foil ball?

While you may prefer the look of toys from the pet store, your pets aren’t so picky. There are tons of online tutorials that let you get crafty with household materials.

Plus, you can make it a family event and keep both your kids and pets entertained with the same craft!

3. Be Pro-active

Think of ways that you can avoid future problems and expenses by preparing now. For example, if you drive with your dog in the back seat, get a seat cover.

The seat cover itself isn’t that expensive, but it can save you a ton down the road. If your dog has an unfortunate accident, the cover will ensure you don’t have to pay for a full upholstery cleaning.

This also means preventative care for possible medical problems. Getting dental treats — or better, brushing their teeth — keeps your pets healthy and helps avoid expensive medical bills. Flea and tick medication for dogs who go outdoors can help prevent insect-borne diseases.

4. Don’t Pay for a Kennel

Do you have neighbors or friends with pets? Instead of paying for costly care for your furry friend every time you go out of town, consider making a pet-care agreement.

You agree to take care of your friends’ pets when they’re on vacation, and they’ll do the same for you. Just make sure to keep expectations fair and reasonable for both sides.

5. Brush Up on Grooming

Grooming your pet is definitely something you can do at home. Invest in a good brush and clippers and find some breed-specific grooming tutorials online.

If you’re not comfortable doing all the grooming, you can at least do some maintenance at home to lengthen the time between trips to the pet store.

Wrapping Up

Your pets should always be a source of love and joy, not financial stress. With these easy tips, you can save a ton on pet care without sacrificing their care.

How do you save money on your pet care? Let us know what tips we missed in the replies!